1. Open a mobile banking APP, taking "China Industrial and Commercial Bank" as an example.

2. After entering the bank APP, select "Transfer and Remittance".

3. In the interface of transfer and remittance, select "Domestic Transfer"; if it is overseas, select overseas.

4. Log in to mobile banking.

5. After the login is completed, fill in the payee and other information.

6. For inter-bank remittance, select the corresponding bank in "Receiving Bank". After filling in the information, click Next to make remittance.

7. Select "Query Remittance Details" in the transfer and remittance interface to query the remittance information of the corresponding bank card.

Online banking or electronic banking has two meanings: one is the concept of institution, which refers to banks that operate business through information networks; The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging services brought by the application of information technology. In daily life and work, what we refer to as online banking is more of a secondary concept, that is, the concept of online banking service. Online banking is not only a simple transfer of traditional banking products from the Internet, but also some changes have taken place in other service modes and connotations, and new business varieties have emerged due to the application of information technology.

Online banking, also known as online banking and online banking, means that banks provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online certification, investment and wealth management through the Internet, so that customers can safely and conveniently manage current and fixed deposits, checks, credit cards and personal investments without leaving home. It can be said that online banking is a virtual banking counter on the Internet.

Online banking is also called "3A Bank" because it is not limited by time and space, and can provide financial services to customers anytime, anywhere and in any way.

Annual service fee of online banking in some banks

1: Industrial and Commercial Bank of China (12 yuan/year, no charge for the time being)

2. China Construction Bank (free of annual fee)

3. Central Bank (wealth management version 10 yuan/year, VIP version 20 yuan/year, subject to local announcement).

4. Agricultural Bank of China (12 yuan/year, subject to the actual situation in some areas)

5. China Merchants Bank (12 yuan/year, subject to reality in some areas)

Characteristics of online banking

1: Fully realize paperless trading.

Most of the bills and documents used before were replaced by electronic checks, electronic bills of exchange and electronic receipts; The original paper money was replaced by electronic money, that is, electronic cash, electronic wallet and electronic credit card; The original paper document is sent by mail through the data communication network.

2. Convenient, fast, efficient and reliable service.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use the online banking service whenever and wherever you need it.

3. Low operating cost.

Due to the adoption of virtual reality information processing technology in online banking, online banking can reduce the number of business points without reducing the original business volume.

4: Simple and easy to use.

Online e-mail communication is also very flexible and convenient, which is convenient for communication between customers and banks and within banks.