This actually depends on whether your 5k is withdrawn or consumed. If it is consumption, the problem is not big. Just pay the minimum repayment amount in the first month (110 for consumption, so it's probably 500 yuan). If you pay off within 60 days, it will not be the second repayment date, so if you pay off, there will be no adverse effects, just a little interest (not much) from the first repayment date to your repayment period.

However, if cash is overdrawn, there is no minimum repayment amount (the minimum repayment amount is full cash withdrawal). Generally speaking, a bad repayment will be recorded directly if it is not paid off on the first repayment date. However, you don't need to be too nervous. Occasionally, if you don't repay in time, it will have little impact and won't have much practical impact on your life.

If it is overdraft cash withdrawal, I personally recommend a way: after cash withdrawal, try to withdraw money and return it before the first repayment date 1 day, and then overdraw again after repayment. Such advantages: no bad record, and no late payment fee, which greatly reduces your embodiment cost ~

I hope my answer can help you. I'm waiting for you to adopt! If you don't understand, you can also ask, O.