Personal advice:

Inter-bank transfer requires transfer time, which takes up to three working days, usually within 24 hours. Be sure to turn on the transfer and remittance function in advance, so as not to affect our normal use. If you want to open related business, you can also directly handle related business at the bank counter with relevant identity documents. If you encounter problems in your daily life, you can also choose to call customer service in time to solve them.

Extended data:

Banking business:

According to the complexity of business and the dependence on outlets, banking business can be divided into two parts: one part is traditional business, including general loans, simple foreign exchange trading, trade financing and so on. , mainly supported by a large number of branch outlets and business volume. In addition, there are complex businesses, such as derivative products, structured financing, leasing, introducing strategic investors, mergers and acquisitions, etc. These are high-tech and high-profit business areas, which are not very dependent on the branch network.

According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business and intermediary business.

Debt business is the business of commercial banks to form a source of funds, and it is an important basis for intermediary business and assets of commercial banks. The liability business of commercial banks is mainly composed of deposit business, loan business and interbank business. Liabilities are debts that can be measured in money and will be repaid with assets or capital. Deposits and derivative deposits are the main liabilities of banks, accounting for more than 80% of the sources of funds. In addition, interbank deposits, borrowing funds or issuing bonds also constitute bank liabilities.

Asset business is the business that commercial banks use funds, including loan business, securities investment business and cash asset business.

Intermediary business refers to the business that does not constitute on-balance-sheet assets and liabilities of commercial banks and generates non-interest income, including trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business and electronic banking business.