1. Financial institutions shall not, in principle, examine the transaction documents of a single service trade foreign exchange receipts and payments business with an equivalent value of less than USD 50,000 (inclusive). However, financial institutions should still require domestic institutions and domestic individuals to submit transaction documents for reasonable examination for foreign exchange receipts and payments business with unclear nature of funds.

Two, a single equivalent of more than $50000 service trade foreign exchange receipts and payments bank how to review documents?

A: When handling foreign exchange receipts and payments of service trade, banks should reasonably check the authenticity of the transaction documents and their consistency with foreign exchange receipts and payments in accordance with the relevant provisions of the Notice of the State Administration of Foreign Exchange on Printing and Distributing (Huifa [2020] 14, hereinafter referred to as "Document 14"), and confirm the transaction subject, amount, nature and other factors listed in the transaction documents and the foreign exchange applied for. The foreign exchange receipts and payments of a single service trade with an equivalent value of more than US$ 50,000 shall be examined by the bank in accordance with the provisions of Articles 48 and 49 of DocumentNo.. 14.

Three. Article 48

Banks handling foreign exchange receipts and payments of service trade shall, in accordance with the provisions of these Guidelines, reasonably examine the authenticity of transaction documents and their consistency with foreign exchange receipts and payments.

Banks shall formulate internal management systems according to these Guidelines, clarify relevant business operation procedures, and timely, accurately and completely submit relevant foreign exchange receipts and payments information to the local foreign exchange bureaus.

The foreign exchange receipts and payments of the bank's own service trade shall be handled in accordance with the relevant provisions of these Guidelines.

Four. Article 49

Banks may, in principle, not examine the transaction documents when handling a single foreign exchange receipt and payment business of service trade with an equivalent value of less than 50,000 US dollars; For foreign exchange receipts and payments business with unknown nature of funds, banks should require domestic institutions and individuals to submit transaction documents for reasonable examination.

When handling foreign exchange receipts and payments of service trade with an equivalent value of more than US$ 50,000 (excluding), a bank shall confirm that the transaction subject, amount, nature and other factors listed in the transaction documents are consistent with the foreign exchange receipts and payments it applies for.

(1) The expenses incurred by related domestic and overseas institutions shall not exceed 65,438+02 months in principle.

The relationship mentioned in these Guidelines refers to the direct or indirect control relationship or significant influence relationship between domestic and foreign institutions.

(2) For the advance payment received under the service trade, the bank should carefully examine the relevant documents and confirm the authenticity, compliance and rationality of the transaction before handling it.

(3) The bank shall, according to the nature of the original remittance or remittance, review the relevant materials for remittance refund, and the amount of remittance refund shall not exceed the original remittance or remittance in principle. The overseas payer and the domestic payee of the remitted funds are the original payers.

The domestic payer and overseas payee of remittance funds are the original payers. When the payee and payer under the remittance refund are inconsistent with the provisions, the domestic institution shall provide relevant explanations to the bank, and the bank shall deal with it after reviewing the authenticity and rationality of the remittance refund.