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Is Everbright Bank’s Sunshine Card a debit card or a credit card?

Ebright Bank’s Sunshine Card is generally a debit card.

Introduction to debit card functions:

1. Deposit and withdraw cash. Most debit cards have local and foreign currency, fixed-term, current and other savings functions. Debit cards can be deposited and withdrawn at the bank outlets that issued the debit card, self-service banks, and can also be withdrawn from ATMs (cash machines) across the country and even around the world.

2. Transfer money. Cardholders can transfer or remit money to other accounts through bank branches, online banking, self-service banking and other channels.

3. Spend by credit card. Cardholders can use their debit cards to make purchases at merchants.

Collect and pay on behalf of others. Debit cards can be used to pay wages and pay various fees (such as communication fees, water bills, electricity bills, gas bills, etc.).

4. Asset management. Wealth management products, open-end funds, insurance, personal foreign exchange transactions, precious metal transactions, etc. can all be signed, traded and settled through debit cards.

5. Other services. The services of many bank debit cards have extended beyond financial services, such as providing cardholders with airport VIP access, medical and health services, etc.