Personal transfers of foreign currency equivalent of more than RMB 50,000 (inclusive) and more than USD 65,438+0,000 (inclusive) will be monitored. The People's Bank of China will adjust the monitoring standards for large-value transactions as needed, and consumers need to follow the announcement made by the People's Bank of China in official website.

Nowadays, online payment has become very popular, and some enterprises hope to make it convenient. In shopping and trading, they directly transfer the contract price to the actual person in charge through WeChat and Alipay. However, there are also some risks of tax evasion and avoidance. Then, you know that a large number of personal accounts have been audited, and besides, which private accounts are allowed in Gong Hu.

All three situations will be supervised!

1. Single transfer payment between legal persons, other organizations and individual industrial and commercial households (hereinafter collectively referred to as units) with an amount of more than 6,543,800 yuan;

2, the amount of more than 200 thousand yuan in a single cash payment, including cash deposits, cash withdrawals, cash remittances, cash bills, cash promissory notes;

3, personal bank settlement account and personal bank settlement account and unit bank settlement account transfer of more than 200 thousand yuan.

In addition, if a bank finds or reasonably suspects that its customers, its funds or other assets, its transactions or attempted transactions are related to criminal activities such as money laundering and terrorist financing, it should submit a suspicious transaction report regardless of the amount of funds or the value of assets involved.

According to Article 16 of the Measures for the Administration of Anti-Money Laundering and Anti-Terrorist Financing of Internet Financial Institutions, financial institutions and institutions other than non-bank payment institutions shall submit large-value transaction reports within five working days after customers make single or cumulative cash receipts and payments of RMB 50,000 or more and foreign currency transactions with the equivalent value of US$ 654.38+0,000 (including US$ 654.38+0,000).

According to Article 16 of the Measures for the Administration of Anti-Money Laundering and Anti-Terrorist Financing of Internet Financial Institutions, financial institutions and institutions other than non-bank payment institutions shall submit large-value transaction reports within five working days after customers make single or cumulative cash receipts and payments of RMB 50,000 or more and foreign currency transactions with the equivalent value of US$ 654.38+0,000 (including US$ 654.38+0,000).