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Is Alipay’s scan code payment really safe?

With the advancement of science and technology and the development of network technology, people's lives have become more convenient. Nowadays, people's payment methods are becoming more and more diverse, and mobile payment is becoming more and more common. People do not need to carry a large amount of cash when traveling, they only need to hold their mobile phones to complete the payment. Whether you go to a supermarket or a shopping mall, you can use QR codes to scan and pay. While this payment method brings convenience to people's lives, it also has certain payment risks. When using Alipay to scan the QR code to pay, you should pay attention to the following three points to protect the safety of your money.

1. Payment password

When using Alipay to scan the QR code to pay, you should set a payment password. In this way, no matter what the situation is, if you use payment, you need to enter the payment password so that the merchant can deduct money. If the payment password is not entered or the payment password is entered incorrectly, money cannot be deducted. Therefore, when using Alipay to scan the QR code to pay, setting a payment password can prevent your Alipay money from being stolen inexplicably. Even if your phone is lost or falls into the hands of others, you can protect the money in your account from accidental loss.

2. Suspend the use of payment codes

There are three dots in the upper right corner of the Alipay payment code interface. This is for setting the payment code. You can choose to enable or suspend the use of the payment code. If you use a payment code to pay for the first time, you must enable the payment code before you can scan the code to pay. If you feel that turning on the payment code is a security risk, you can set the payment code to be suspended after each use. Suspend the use of the payment code. The next time you use the scan code to pay, you need to enter the password to open the payment code before you can pay as usual.

3. Turn off password-free payment

When using the payment code to pay, you need to find the payment settings in Alipay's settings, click on it, and there is a setting option for password-free payment. You can choose to enable password-free payment, so that you do not need to enter a password when scanning the Alipay code to pay. If password-free payment is turned off, you will need to enter the password when making payment to complete the payment. If you want to ensure the safety of your money, it is best to turn off password-free payment to avoid the loss of money.