1. Company business: it is open from 9:00 am to 5:00 pm every Monday to Friday, and the company business is not handled on holidays.

2. Private business: open from 9:00 am to 5:00 pm every Monday to Friday;

3. Working hours on Saturdays are 10:00 am to 4:00 pm, and holidays are closed.

4. Due to different regions, the working hours of rural commercial banks are slightly different.

Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural cooperative banks should all be restructured into rural commercial banks.

At present, the business scope of rural commercial banks is very extensive, including personal business, corporate business, investment banking business and international business. Personal business includes: bank card business, savings business, personal loan business, agency business, settlement business and wealth management business. The company's business includes: deposit business, credit business, settlement business and fund business. Investment banking business includes consulting business, financing business and M&A business. International business includes: foreign exchange deposit business, international settlement business and trade financing business.

The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China.

In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

What kind of banks do rural commercial banks belong to?

First of all, from the perspective of positioning, rural commercial banks belong to local financial institutions. Rural commercial banks are mainly established by local governments or local enterprises, and their mission is mainly to provide financial services and guarantees for the development of local rural industries and farmers' prosperity.

Secondly, in nature, most rural commercial banks are private enterprises. Generally speaking, the funds for participating in local rural commercial banks mainly come from local governments and local private enterprises. If private capital dominates, it is a private enterprise. If the capital of local state-owned enterprises is dominant, it is a local state-owned enterprise.

Finally, from the perspective of development prospects, rural commercial banks bear the dual mission of revitalizing the countryside and serving urban and rural areas. It can be said that in addition to the Agricultural Bank of China, the bank with "agricultural surname" is a rural commercial bank, so from the perspective of development prospects and paths, the main service targets of rural commercial banks are county customers and urban-rural integration and other related businesses.