1. Commercial banks with foreign exchange business:

Individuals can bring ID cards, bank cards, etc. Go to the business outlets of commercial banks with foreign exchange business nearby and ask the staff to exchange rubles, and then they can exchange them with their help. These banks include China Bank, Agricultural Bank, China Industrial and Commercial Bank and China Construction Bank.

2. Foreign banks:

Individuals can bring their ID cards and bank cards to the branches of foreign banks in China and explain to the staff that they want to exchange rubles. These foreign banks include Citibank, Standard Chartered Bank, Nanyang Commercial Bank and HSBC.

Development history

The concept of "commercial banks" was originally used because such banks only engaged in "commercial" short-term lending business in the early stage of development. Generally speaking, the loan period does not exceed one year, and the loan target is generally businessmen and import and export traders.

People call this kind of bank whose basic business is to absorb short-term deposits and issue short-term commercial loans a bank. China's commercial banks refer to enterprise legal persons established in accordance with People's Republic of China (PRC) Commercial Bank Law and People's Republic of China (PRC) Company Law to absorb public deposits, issue loans and settle accounts.

Banks are one of the most important financial institutions in the economy. The primitive state of western banking can be traced back to ancient civilization in ancient Babylon and BC. According to the Encyclopedia Britannica, as early as the 6th century BC, there was a "rigby" bank in Babylon.

The stone tablet found by archaeologists in the Arabian desert proves that before 2000 BC, the temple in Babylon had borrowed money from the outside world, and the loan was issued by the debtor in the form of a document similar to a promissory note and handed over to the temple for transfer. In the 4th century BC, Greek temples, public organizations and private enterprises also engaged in various financial activities. However, this activity is limited to the nature of the currency exchange industry, and there is no loan business at present.

In 200 BC, Rome also had institutions similar to Greek banking, but it made progress compared with Greek banking. It is not only engaged in currency exchange business, but also in lending, trust and other businesses, and it also has clear legal provisions on the management and supervision of banks. Although the business operated by Roman bank does not belong to credit lending, it has the embryonic form of modern banking business.

It is recognized that the germination of early banks originated in Renaissance Italy. The word "Bank" is called "bank" in English and evolved from the Italian word "Banca".

In Italian, Banca means "bench". The first bankers were Jews living in Lombardy, northern Italy. In order to escape the war, they moved to the British Isles to exchange, keep valuables and exchange money. In the market, everyone has a stool to operate the currency exchange business. If someone is unable to repay his debts because of poor cash flow, creditors will flock to smash his bench, and the credit of money changers will be declared broken. The English word "bankruptcy" is "bankrupcy", which comes from this.