Brand model: iPhone 13
System version: iOS 15.3. 1
App version: v7.0. 1.2.5
1. Mobile banking account opening: First, users who don't have an industrial and commercial bank card need to go to the counter to apply for a bank card, then download and log in to ICBC mobile banking, enter the investment and wealth management page, find the metal, fill in and sign the relevant agreement according to the page prompts, and then open a gold account for trading.
2. Counter account opening: Users can open a gold trading account at the company's bank outlets with their personal ID cards and ICBC cards.
What is paper gold?
Special drawing rights, also known as "paper gold", were first issued in 1969 and distributed by the International Monetary Fund according to the shares subscribed by member countries.
Its value is determined by a basket of reserve currencies, including USD, EUR, RMB, JPY and GBP. When a member country has a balance of payments deficit, it can exchange foreign exchange with other member countries designated by the IMF to pay the balance of payments deficit or repay IMF loans, and it can also act as an international reserve like gold and freely convertible currencies. Because it is a supplement to the original ordinary drawing rights of the International Monetary Fund, it is called special drawing rights.
Paper gold is the product of gold investment, just like spot gold, futures gold and gold options.
Paper gold is very direct. It's issued by the bank. For example, the current price of gold is 300 RMB/gram (gold pricing has certain rules to follow), and the bank plus his commission is generally in 0.3 yuan -0.5 yuan per gram. That is, the bank gave you a piece of paper, and you bought it at the current gold price of 300.5 yuan/gram. You bought100g and spent 30050 yuan on a piece of paper. Two days later, the price of gold rose to 350 yuan/gram. At this time, you sold it to the bank at a price of 35,000 yuan (which bank bought it, and the four major domestic banks only have the right to issue it), and finally you earned 4,950 yuan.
Paper gold background:
After World War II, 1944 formed the Bretton Woods system, with the US dollar pegged to gold and the exchange rates of other major countries pegged to the US dollar. The first dollar crisis in the early 1960s exposed the main defects of the Bretton Woods monetary system centered on the dollar.
The international monetary system based on a country's currency cannot maintain long-term stability. Under this system, only gold and dollars are reserve assets. The supply of gold is very small, and the United States can only provide more dollars to the world as the international base currency through the persistent balance of payments deficit.