Whether the electronic debit card can accept overseas remittance depends on whether the debit card account is a settlement account or a living account. If it is a settlement account and has no foreign currency function, it naturally cannot accept overseas remittances. If it is a live account, it can be accepted normally.

As for the settlement of foreign exchange (that is, the exchange of foreign currency for RMB), it depends on where your online banking is opened in China Bank, because online banking settlement is only available in a few places such as Guangzhou, Shenzhen and Shanghai, and other cities cannot handle online banking settlement at present.

As for the last time you said that BOC will automatically convert foreign currency into RMB, my explanation is that a few years ago, this situation was more common in small foreign exchange, and the collection account was RMB account. At the same time, the bank itself can't contact the account, and because international remittance is generally not refundable (because of the high remittance fee), the bank settles foreign exchange for customers, but now this situation is rare, because the exchange rate fluctuates greatly, the bank can't settle foreign exchange for customers at a certain exchange rate. You can handle it with valid documents such as ID card or household registration book.