First, the way of inter-bank transfer
1. At present, inter-bank transfer is mainly conducted through online third-party software or offline banking outlets. Now online cross-bank transfers are mostly through WeChat Alipay.
2. If you don't want to transfer money through online binding, you can also go to the counter.
Second, the counter transfer process
1, go to the bank to handle the inter-bank transfer and remittance business, and queue up to get the number.
2. After obtaining the number, hand over the ID card to the bank counter staff.
3. Fill in the notice of transfer and remittance, indicating the payee's name, account and bank (branch); Write your name, account number and other information clearly.
4. Submit the business application form and cash to the counter staff.
Please wait a moment and sign the business confirmation form.
6. Get back the remittance voucher and ID card.
Precautions:
1. According to the relevant regulations of the People's Bank of China, the service hours of ICBC and other banks for transfer and remittance are 9: 00- 17: 00 every working day.
2. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan.
3. When handling foreign exchange remittance, please pay attention to the following provisions of the State Administration of Foreign Exchange:
(1) The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, the proof that the payee and the remitter are immediate family members must be produced. "Immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:
A. If the payee and the remitter are in the same household registration book, the household registration book shall be presented.
B. If the payee and the remitter are not in the same household registration book, notarization or authentication documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.
(2) The nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "bank to bank, remittance to remittance", that is, "the nature of banknotes/remittances remains unchanged before and after the transfer of funds".