1. You can withdraw euros directly from the counter, but there are two points to be reminded. 1. The withdrawal of foreign currency at the counter shall not exceed the equivalent of 1 10,000 USD (about 6,800 Euros) at one time; Second, if you take cash, there will be a difference between cash and foreign exchange. If you change it again, you can only buy it in cash, which is much less than cash.

2. Payment of overseas remittance must be made at the bank where the passbook is opened. After payment, you can exchange it at any bank in the same city, but unfortunately you can't exchange it across provinces. The debit card of China Bank can only handle RMB business. Although the card and passbook can be related, foreign exchange business can only be handled one-to-one.

3. You can transfer foreign exchange to your mother's passbook, and handle it with the original ID cards and household registration books of both parties. There is no charge at the same city counter.

As long as your annual 5W foreign exchange settlement quota is not used up, you don't need to issue a certificate. If it exceeds, you need to issue a certificate. You can also transfer part of it to your mother's account to settle foreign exchange. But the settlement can only be handled by yourself, which means that the settlement transferred to your mother's account can only be handled by your mother herself, remember.