Extended data:
CCB Online Banking refers to the online operating system of China Construction Bank, which has formed a service system with complete system, rich functions and advanced design, and is at the leading level in China. Customers who use online banking services do not need to pay any other fees except in accordance with similar business standards of banks.
I. Handling process
First, register (passbook or card) in CCB official website to become an ordinary user. When registering, you must fill in the real ID number and mobile phone number (mobile or Unicom), and then bring your ID card, passbook or card to CCB outlets to register as a contracted user. The difference between passbook and card is that passbook can only be used for online transfer, while card can be used for online payment.
Second, the characteristics and advantages
1, convenient and easy to use.
Customers can become personal online banking customers as long as they enter the website of China Construction Bank and fill in six basic elements. From then on, you don't have to queue up at outlets, you don't have to worry about missing business hours, and you can enjoy 7×24 hours of personal financial services without leaving home. The function design in the station is humanized and can be used without learning.
2, safe and reliable
We will provide customers with advanced security products such as China Construction Bank's network shield and dynamic password, and provide SMS notification, identity authentication, quota control, multiple password verification, real-time transaction monitoring in the background of the bank, anti-counterfeiting information verification in reserve, privacy problem setting, and the world's most advanced software and hardware network technology to ensure the security of information transmission and protect the safety of customers' funds.
3. Economical and practical
Free application, saving operating costs; Free to use, the handling fee is different from the counter (such as transfer and remittance, subscription of funds, etc.). ).
4, rich in functions
Account inquiry, transfer and remittance, payment, credit card, personal loan, investment and wealth management (funds, gold, foreign exchange, etc.)/kloc-more than 0/00 professional financial services. ) and other financial services.
5. Excellent service
Account inquiry, transfer and remittance services are intuitive and convenient, and provide many special services such as E-family account, provident fund inquiry, inter-bank transfer, foreign exchange remittance, credit card repayment, electronic ticket payment, personalized DIY and so on. At the same time, taking advantage of the unique advantages of online banking, it provides services such as related service reservation and fund management.
Third, the service function.
1. My account
The password service functions of NetShield include: my online banking, account inquiry, adding new account, virtual card, VIP statement, personalized setting, E-family account, other account services and function introduction.
"My Account" provides customers with a wealth of account inquiry and management functions. Customers can inquire about account information such as current account, fixed account, provident fund, cheque pass, performance guarantee, etc., view VIP statements, personalize accounts, add online banking accounts, realize the interaction between online banking and mobile banking and telephone banking, and report the loss of accounts. Stay at home, and account maintenance is under control.
(1)E family account
Through online banking, customers can authorize others to inquire about account balance and details, and can also accept authorization from others to view other people's account information.
(2) Virtual card
CCB launched a secure payment tool for online shopping payment business, with only card number and no physical card. It can only be used for online shopping payment within a specified amount, and cannot be used for transfer or remittance to ensure a relatively closed cycle of funds.
2. Transfer and remittance
Service functions include: current transfer and remittance, regular transfer, enterprise transfer, inter-bank transfer, appointment transfer, batch transfer, foreign exchange remittance, result inquiry, payee list and function introduction.
"Transfer and remittance" enables customers to transfer and remit money between different accounts; The payee can be an individual customer of China Construction Bank, an enterprise customer of China Construction Bank or an individual customer of other commercial banks, and the customer can also make global remittance. In order to save customers the trouble of entering the same account number many times, we also prepared a convenient and easy-to-use payee list for customers.
Step 3 pay
Service functions include: payment, batch payment, reservation payment, payment record inquiry, electronic payment, online bank card micropayment, and function introduction.
"Installment payment" provides customers with a full range of payment services, including payment of daily living expenses such as mobile phone charges, telephone charges, water charges, electricity charges, etc., which can be paid in batches and by appointment, eliminating the pain of customers running around. The newly launched online micropayment function of bank card allows customers to make online payments even without online banking.
4. Credit card
Service functions include: credit card opening, credit card inquiry, credit card repayment, foreign exchange purchase repayment, credit card management, 3DS management and function introduction.
"Credit Card" provides customers with the following functions: open a credit card online, and inquire about credit limit, withdrawal limit, available limit, balance, consumption points, etc. , customer credit card repayment, credit card loss reporting, verification of 3DS payment password, etc.
5. Personal loans
Service functions include: my loan, loan repayment, loan maintenance, loan trial calculation and function introduction.
"Personal loan" provides customers with basic information about loans, account details, repayment plans and other basic inquiries; Support customers to repay online and update their accounts and personal basic information. In particular, it also provides customers with loan trial calculation service, which is convenient for customers to calculate carefully and help customers repay in the most affordable way.
6. Investment and financial management
Service functions include: fund business, foreign exchange trading, gold business, bond business, insurance business, bank securities business, bank depository, securities management, wealth management products, silver through train, function introduction, etc.
Here, customers can analyze and invest in funds, foreign exchange, gold, bonds, insurance, futures and so on. Carry out all-round financial management at any time. We also provide customers with auxiliary services such as bank-securities transfer and bank deposit, so that customers can enjoy expert financial services around the clock, anytime and anywhere.
7. Customer service
Service functions include: user nickname setting, log query, personal data modification, webpage customization, mail service, customized fast track, online banking integral query and function introduction.
Here, customers can set nicknames for online banking, query transaction records, modify personal data, customize personalized web pages, send us emails, customize quick links and so on. , convenient and fast.
Service functions include: password modification, dynamic password, account protection, SMS service, security settings, software download and function introduction.
8. Security Center
The "Security Center" provides customers with services such as password maintenance, dynamic password card registration management, partial account screening, SMS inquiry and security reminder, and online banking security customization.
Fourth, matters needing attention
China Construction Bank Online Banking
1. Only one online banking is allowed for one ID card, and I need to use my ID card to handle it.
2. If you have handled online banking before, but for some reason you can't use it and need to handle it again, then you need to cancel the original online banking first (if you can't cancel online, go to the bank outlet to cancel it), and then handle it again.
3. Please note that the ID number is entered when logging in to CCB Online Banking, not the card number or passbook account number.
4. The version of 4.IE browser is 6.0, preferably 7.0. 8.0 The new version of online banking is very inconvenient.
Disposal of debit card loss in CCB's online banking;
If the debit card previously signed with CCB Online Banking is lost, the online banking will not be able to continue to be used after the bank handles the loss reporting procedures. CCB will replace the customer with a debit card with a new number. At this time, you need to bring your USBKEY and personal certificate to the counter of CCB (you must go to the counter) to re-apply for online banking signing (binding) with a new card number, and cancel the lost card number in online banking before you can continue to use online banking.
Note: U shield is given free of charge when handling CCB card and opening online banking, and a copy of ID card is not required. You must be yourself and have your own mobile phone number. Those under the age of 16 cannot apply. You can bind Alipay after opening.