The Measures for the Administration of Bank Cards have corresponding provisions on this:

Twenty-eighth individuals to apply for bank cards (except stored value cards), should provide valid identity documents stipulated by the public security department to the issuing bank, and open a registered account for them after passing the examination by the issuing bank;

To open a basic account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China. Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

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Relevant laws and regulations of the Measures for the Administration of Bank Cards:

Article 32 The funds in an individual's foreign currency card account shall be deposited in foreign currency cash held by the individual or transferred from his foreign exchange account (including foreign currency account). The transfer and deposit of this account shall be handled in accordance with the Measures for the Administration of Personal Foreign Exchange of the State Administration of Foreign Exchange.

Card issuers are required to fully disclose credit card application conditions, charging items and standards, standard credit card agreements and articles of association, etc. , and remind the cardholder of the major interests in the credit card agreement in a significant way to ensure that the cardholder fully accepts it.

Article 33? Commercial banks shall determine the deposit interest rate according to the upper and lower limits of the deposit interest rate stipulated by the People's Bank of China and make an announcement. A commercial bank shall, in accordance with the provisions of the People's Bank of China, deposit a deposit reserve with the People's Bank of China to reserve sufficient funds.

Baidu Encyclopedia-Bank Card Management Measures