The money transferred to the bank card cannot be canceled. It can only be returned if the transfer information is incorrect and fails.

If the information is not filled in correctly, the transfer will fail and the money will be refunded in full. ?

There are two situations for refund: ?

1) Service fee: Return to the original route. ?

2) The principal after the transfer to the card fails: the balance will be returned to Yu'E Bao or bank card according to the payment method, please pay attention. ?

Warm reminder: After the transfer to the bank card is successful, it cannot be canceled, so please operate with caution; if there is no refund within the time limit, please provide the bank card details and contact Alipay online customer service to assist you in verifying. Extended information

The reasons why the transfer to the bank card is bounced:

1. The situation of the transfer to the bank card not arriving:

There are two situations:?

1) If the transaction is not received within 2 hours, if the transaction is applied before 15:00 on the same day, please pay attention on the t+2 working day; if the transaction is applied after 15:00 on the same day For transactions, please pay attention on working days T+3. ?

2) The status of "Processed Successfully" does not necessarily mean that the bank has entered the account. Under normal circumstances, a refund will occur (it will take about 7 working days from the time the refund is successfully processed, and the processing speed is determined by the bank). ?

If the transfer to the bank card fails, the payment funds (including service fees/free limits/points) will be returned to the original route. ?

2. Explanation of reasons for refund:

Refund: After the user's transfer application is submitted to the bank for processing through Alipay, the bank returns a result that the transfer is successful, and Alipay notifies the user that the transfer is successful (SMS Notification and transfer status update on Alipay page), but after a period of time, the bank again notified Alipay that the transfer failed and returned the transfer amount to Alipay, and Alipay returned the failed amount to the user's Alipay account.

Reason for refund: Transfer applications from some banks (such as Postal Savings Bank of China) need to go through the payment system of the People's Bank of China first, and then be credited by the receiving bank (such as Postal Savings Bank of China). At this time, if there is an account number, If the account name or other reasons cannot be entered into the account, the receiving bank will return the money to the original remittance bank (here is Alipay).

So, for a transfer, the payment system of the People's Bank of China will first return a successful status, but if the receiving bank fails to enter the account, it will notify the transfer failure again.

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