First, China Merchants Bank's account cancellation method:
1. Passive cancellation: the amount of China Merchants Bank card will be deducted to zero, and it will be automatically converted into "sleep card". If there is no transaction or agreement on this card during this period, these accounts will be automatically cleared and cancelled in the banking system within 2-5 years (the term of each bank is different).
2. Active cancellation: China Merchants Bank card can be cancelled at any branch of the bank if it is not used for a long time. At present, it is impossible to cancel through self-service channels such as online banking. When you close the account, you must swipe your card and enter the withdrawal password without showing your valid ID, and then you can close the account normally. Agency is allowed, but the account contains third-party depository agreement, foreign exchange trading agreement and other agreements and functions that must be cancelled or closed by the customer, except that international debit cards need to be frozen.
Second, China Merchants Bank's functional services
1. One household with multiple households: savings accounts in RMB, USD, HKD, Japanese yen, Euro and other currencies.
2. USD/USD: handle all kinds of deposit and withdrawal business at any branch of China Merchants Bank in the same city; Handle the off-site deposit and withdrawal business of RMB, Hong Kong dollar and US dollar current savings accounts at various outlets across the country.
3. Automatic deposit transfer: after the deposit is lump-sum and lump-sum, the bank will automatically transfer the deposit with interest according to the original deposit period.
6.ATM withdrawal: RMB demand deposit, lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, etc. Self-service deposit machine that can open an account in China Merchants Bank; One card can be deposited in any self-service deposit machine of China Merchants Bank without a card, and the deposit without a card does not support the old eight-card deposit of our bank.
8. Inquiry service: China Merchants Bank counters, self-service banking, telephone banking, online banking, mobile banking and other channels provide customers with deposit interest rates, exchange rates, business profiles and various account inquiries.
9. Telephone banking: Telephone banking of China Merchants Bank provides automatic voice service and manual service. You can dial 95555 directly, and handle business such as account inquiry, transfer and loss reporting according to automatic voice prompts.