International remittance needs to provide basic information such as bank name, bank address, payee name, payee address and bank account number. Some small and medium-sized banks receive foreign exchange in a unified way at the head office or in larger branches in the same area, so no matter which branch you open an account in, the bank information provided to foreign payers is unified. Unless the foreign payer has paid all the bank charges (including all the bank charges of remitting bank, intermediate bank and receiving bank), the domestic payee still needs to pay the bank charges, which are charged according to a certain proportion of the remittance amount. The charging standards of different banks are somewhat different, so you can call bank customer service. This fee has been deducted from the remittance amount before the remittance reaches your account. You don't need to pay any handling fee to withdraw money from the bank, unless you withdraw money from different places.
The remitter submits the "Application for Overseas Remittance" and his/her ID card, remittance principal and relevant handling fees to the counter, and receives the business acceptance document, and pays the handling fees in RMB. Then the sender informs the payee that the remittance has been completed. If the collection information is accurate, the remittance is expected to reach the designated account within one or two days. Overseas payees can check remittance through online banking, telephone banking or ATM machines.
1. At present, there is also one of the most common international remittance methods in the market, which is the transfer business of CITIC Bank. For the transfer business, the remitter does not need to provide the bank account number, as long as the customer tells the bank teller the name of the region to be transferred, then the teller inquires whether there is a transfer agency in the local area, and finally the customer fills in the remittance slip under the guidance of the teller.
Remittance is also called "remittance". One of the payment methods of international settlement. A business process in which the payer actively remits money to the payee through a third party (usually a bank) by using various settlement tools. There are usually four basic parties in remittance business: the remitter (that is, the payer), the remittance bank, the remittance bank and the payee.
3. There are three commonly used remittance methods: money transfer, that is, at the application of the remitter, the remitter sends the remittance to the remitter through the remittance power of attorney and entrusts him to pay the payee. T/T means that the remitting bank informs the foreign remitting bank by telegram or telex at the remitter's application, and entrusts it to pay the remittance to the designated payee and draft, that is, the remitting bank draws a draft on behalf of the remitter at the remitter's application, sends it to the remitter for mailing or taking it abroad, and gives it to the payee to collect the remittance from the remitting bank.