Settlement of creditor's rights and debts other than international import and export trade payment in currency. Symmetry of international trade settlement. The content of non-trade settlement includes all kinds of auxiliary expenses in trade, such as transportation, insurance and bank charges. , as well as other non-physical income and expenses that have nothing to do with trade and belong to the nature of labor services, such as overseas travel expenses, remittances of expatriates, foreign currency exchange, profits from foreign investment and loans, interest income, funds of embassies and consulates abroad and other institutions and enterprises, patent rights income, gifts, etc. , also known as intangible trade settlement.

The initial non-trade settlement is cash settlement. Later, it developed into a market bill and began to settle non-trade with clean receipts. At present, the international non-trade balance of payments is settled in a non-cash way, mainly through bank settlement bills. A small amount of non-trade foreign exchange can also be converted into local currency in freely convertible currencies abroad. International non-trade settlement is conducted in two or more countries in a bilateral or multilateral way. No matter which country's currency is used, payments are usually converted into local currency, or funds are deposited in an account at the relevant currency center. For example, dollars remitted to London are deposited in the bank account opened by the payee in the United States. Non-trade foreign exchange income mainly comes from the provision of labor services and various services, and there is no need to export commodities, so most countries strive to improve the quality of services and strive for more foreign exchange. China has various preferential measures in terms of remittances, foreign exchange for tourism and the return of private foreign capital. Non-trade settlement can be spot or forward. Draft at sight can be paid on presentation. A time draft is accepted at presentation and paid at maturity.