1: telegraphic transfer. That is, you pay the money to the bank (deduct it from your bank account or give it cash), and the bank transfers your money to your designated bank or account through the interbank electronic transfer system. When remitting money, it is most convenient for you to have the foreign exchange account number of the other party (the payee), and the bank can directly transfer your money into the other party's account. It doesn't matter if the payee doesn't have a foreign exchange account As long as you provide the address and name of the payee (it is best to write down the contact number, which will be explained later), the bank will remit the money to the local bank, and then the local bank will inform the payee to withdraw money according to the information you provide. If you provide a phone number, they usually call instead of writing, but each bank does it differently. Maybe they write letters instead of calling. But be sure to write the payee's name accurately, which should be consistent with the household registration book or ID card, because you must provide proof documents when withdrawing money, otherwise the local bank will not give him money. Remember! Remember! In addition, you must choose a bank that can write Chinese characters, because if the bank can't write Chinese, you can only provide the Chinese pinyin (address and name) of the payee, and the local bank can only distinguish the payee according to your pinyin, which is both troublesome and risky.

2. Mail transfer. The principle and process of telegraphic transfer are the same, but the difference is that it informs the local bank by letter instead of electronic transfer. Of course, it's much slower, about a month (more than three months), but the price is relatively cheaper.

3. Airline remittance. A: A bank draft is to draw a draft in a bank, write the name of the payee on the bank draft, and then send it back. The payee can withdraw money from the local bank with his ID card. B: Personal check, with the payee's name written on it, and then send it back. The payee goes to the local bank with his ID card to collect (entrust them to collect money). It will take about a month, and the bank will charge the payee a small handling fee. In addition, the state stipulates that the money collected should be kept for three months, and it is not allowed to withdraw it in advance, so as to avoid someone writing a bad check (but the implementation of each bank is different).