Charges for overseas withdrawal of Great Wall Cross-border International Debit Card of Bank of China: The charges for overseas ATM/OTC withdrawals are 0.5% of the cash withdrawal amount, with a maximum of $5 and a minimum of $3. The ATM inquiry fee is $0.50 per transaction. 20 18 fee waiver for overseas ATM/OTC withdrawal inquiry in the first month. (Reminder: According to international practice, many ATMs in overseas markets will charge surcharges (non-transaction fees, which are extra fees and are not within the scope of our transaction fee reduction). The specific fee holder is subject to the amount displayed on the ATM screen. )
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1. The deduction currencies of Great Wall Cross-border International Debit Card used overseas: US dollars, euros, Japanese yen, HKD, British pounds, Canadian dollars, Australian dollars, Swiss krona, Singapore dollars, Macao dollars, Korean dollars, Danish krona, Norwegian krona, New Zealand dollars, Philippine peso, Russian rouble, Swedish krona and Thai baht, which can be used for overseas merchants' consumption or ATM withdrawal. If the transaction currency is not within the above-mentioned foreign currency range, or there is no balance or insufficient balance in the transaction currency account in the card, the US dollar account funds will be automatically used to complete the payment and enjoy the convenience of payment.
Take the euro as an example: customers can use this card to handle ATM withdrawals or merchant consumption in euro zone countries or regions through MasterCard or VISA network, and can directly use the funds in the euro cash account in the card to complete the payment; If there is no balance or insufficient balance in the euro cash account, the payment will be completed directly with the funds in the euro cash account; If there is no balance in the euro cash account or the balance is insufficient, the payment will be completed with the funds in the dollar cash account; If there is no balance or insufficient balance in the US dollar cash account, the payment will be completed with the funds in the US dollar cash account; If the dollar cash account also has no balance or the balance is insufficient, the transaction fails. Other currency rules are the same.
2. The contents listed in this table are the common transaction limits of Great Wall cross-border international debit cards. Customers can adjust the above limits by themselves, and the service will be closed by default when the limit is 0.
3. According to the requirements of the Notice of the State Administration of Foreign Exchange on Standardizing the Large Cash Withdrawal Business of Bank Cards (Huifa [20 17] No.29) issued by the State Administration of Foreign Exchange on February 30th, 20 1 7, individuals can use it in China as of February 30th, 2065. Prompt you to make a reasonable plan to avoid too much overseas cash withdrawal, which will affect the normal use of bank cards.
4. In order to ensure the safety of your overseas card, we set the daily cumulative limit of overseas merchants' consumption. If you have a large amount of overseas demand, you can adjust the consumption limit of overseas merchants at the counter of any domestic China bank outlet. You can also adjust the limit through our mobile banking, online banking and other channels. If overseas cards are not needed in the short term, it is suggested that the limit of overseas ATM withdrawal and consumption of debit cards can be reduced as needed.