The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 1 1,000 yuan. You can invest in 200 yuan and buy a fund in a bank or fund company. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. \x0d\\x0d\ Let's make a self-understanding, whether it's high risk and high income or steady guaranteed income. The former buys stock funds, while the latter buys bonds or money funds. After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Online ranking of fund performance. \x0d\\x0d\ Generally speaking, there are two ways to invest in a fund: single investment and regular quota. The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method. \x0d\ Because of the low starting point and simple method, the fund "fixed investment" is also called "small investment plan" or "lazy financial management". \x0d\ Fixed investment of the fund is similar to long-term savings, which can spread the investment cost equally and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market. \x0d\ The term of wealth management products of various banks is very short, and the interest rate is higher than that of banks in the same period, but they all start from 50,000 yuan and cannot be terminated early.