Wenling Rural Cooperative Bank

Account opening method

When opening an account for the first time, you must first fill in the necessary matters in the "Ordinary Deposit Application Form". Fill in the form with your address, name, and deposit amount for the day (1 yen is acceptable), and then stamp it. If you do not bring a seal, you can also sign instead. Don’t forget to bring your alien registration card or passport to prove your identity.

The bank has multiple counters. Please go to the "New Regulations" window to handle account opening procedures. You can get a passbook on the spot after opening an account. When opening an account, you can also apply for a bank card at the same time. Generally, bank business hours (counter) are from Monday to Friday from 9 am to 3 pm. If you have a bank card, you can use it from Monday to Friday until 7 pm every day, and you can use the ATM to withdraw money from Saturday and Sunday until 5 pm. (usable hours vary), however, after 6 pm from Monday to Friday, after 2 pm on Saturday, all day on Sunday, and when using an ATM of a non-contracted bank, you will need to pay a handling fee .

When applying for a bank card, you need to set a 4-digit password. You will need to enter this password when using your bank card in the future. It usually takes one week from application to bank card completion. After completion, the bank will send you a reply by mail, so there is no need to pick it up. < /p>

Zhejiang Wenling Rural Cooperative Bank opened for business on June 23, 2005. Its predecessor was Wenling Rural Credit Cooperative. It currently has 19 branches (sales departments), 46 branches, 9 savings banks, and a total of 653 employees. In recent years, under the leadership of the Municipal Party Committee, the Municipal Government, and the Taizhou Office of the Provincial Associated Press, under the guidance and supervision of the People's Bank of China and the Banking Regulatory Department, and with the support of all walks of life and shareholders, our bank has always adhered to serving the "agriculture, rural areas and farmers" "The business direction is to support the construction of new rural areas as its own responsibility and to prevent risks as the premise, strive to expand business, constantly explore and innovate, strengthen compliance construction, strengthen internal management, and form a deposit business as the foundation, loan business as the core, and intermediate The "three-in-one" business structure with two wings of business develops along with the development of the local economy. By the end of December 2007, the bank's deposit balance reached 8.057 billion yuan, and the loan balance reached 6.031 billion yuan, of which the agricultural loan balance reached 4.8 billion yuan, accounting for 79.6% of the total loans, and was responsible for 99.6% of the city's agricultural loans. The loan, deposit and loan ratio reached 74.86%, ranking first among county-level financial institutions in Taizhou City in terms of deposit and loan scale. Since entering 2008, our bank has enjoyed a good start in deposits. By the end of February, the bank's deposit balance reached 10.35 billion yuan, becoming the first county-level financial institution in Taizhou with deposits exceeding 10 billion yuan, and continues to maintain its leading position.

Main Honors

◎In 2006 and 2007, it was rated as the winning unit of the provincial rural cooperative financial institution by the Provincial Rural Credit Union Co., Ltd.

◎In 2007, it was rated as the provincial Rural Credit Union’s Outstanding Unit The Associated Press was rated as the first "Top Ten Cooperative Banks" in the rural cooperative financial system of Zhejiang Province

◎In 2006 and 2007, it was rated as a provincial safety unit by the Provincial Comprehensive Management Office

◎ China Foreign Exchange Trading Center was awarded the 2007 Best Progress Award for Outstanding Members of the Inter-bank Foreign Exchange Market

◎Won the title of Taizhou Municipal Civilized Unit

◎The total tax payment in 2007 exceeded 100 million yuan, and won the Title of Large Taxpayer in Zhejiang Province

◎Rated as one of the top ten financial enterprises in Taizhou

◎Won the title of "People's Satisfactory Institution" held by the Wenling Municipal Party Committee and Municipal Government for five consecutive years Winning unit

◎Won the outstanding unit in the work target responsibility system assessment of municipal agencies for five consecutive years

Service purpose

Wenling Rural Cooperative Bank has always adhered to serving the "three The business direction of "agriculture" is to support the construction of new rural areas as its own responsibility, give full play to its advantages of many institutions and wide network, and take "unity and truth-seeking, continuous innovation, and serving 'agriculture, rural areas and farmers'" as its corporate spirit to continuously strengthen the concept of supporting agriculture and develop We will make unremitting efforts to support the construction of a new countryside in Wenling by innovating agricultural support vehicles, optimizing agricultural support services, broadening agricultural support areas, and strengthening agricultural support assessments, and become a financial pioneer in supporting the construction of a new rural area in Wenling. The scope of agricultural loans has expanded from farmers' production to farmers' production, circulation, consumption, rural supermarkets, infrastructure, old village renovation, culture, leisure and other fields.

Featured Business

◎Open third-party depository business for stock transaction settlement funds

◎Achieve unified savings business in some provinces and cities across the country and the rural credit cooperative system in the province Deposit and redemption

◎Open a nationwide networked large-amount payment system settlement business

◎Open a national bank draft, three provinces and one city bank draft, and provincial bank draft business

< p>◎Start bank acceptance bill and bill discount business

◎Start UnionPay bank card (Harvest Card) business

◎Start international settlement, trade financing and foreign exchange settlement and sales business< /p>

◎Open deposit-loan accumulation-linked business and implement preferential loan interest rate policies

With the approval of the China Banking Regulatory Commission, the bank’s business scope is:

◎Absorb public deposits in RMB and foreign exchange;

◎Grant short-term, medium-term and long-term loans;

◎Handle domestic and foreign settlements;

◎Handle bill acceptance and Discounting;

◎Agency for issuance, redemption, and underwriting of government bonds;