2. Investment pursues short-term benefits, while financial management pursues long-term benefits.
3. Investment values return (input-output ratio), while financial management values stability (long-term prosperity).
The advantage of investment is to earn the present money quickly, and the advantage of financial management is to have your own money for a long time. The disadvantage of investment is that there are risks everywhere. The disadvantage of financial management is that you can't make much money because investment is risky.
5. Investment is the act of putting existing property into means of production, fixed assets, technology and special products. , investors believe that it has investment value and is expected to gain added value; And financial management is to apply the existing property to the way that financial managers think is the best.
Domestic institutions that can provide financial services to customers mainly include banks, securities companies and investment companies.
Extended data:
1. Bank investment
The wealth management products provided by commercial banks in China are divided into three categories: guaranteed fixed income products, guaranteed floating income products and non-guaranteed floating income products.
2. Financial management of securities companies
Securities financing generally includes stocks, funds, commodity futures, stock index futures and foreign exchange futures. Individual or institutional investors can choose different financing tools according to their different needs and investment preferences.
3. Insurance financing
Insurance financing tends to be long-term, focusing on solving education planning and pension planning after a long time, and solving security problems such as accidents and medical care.