Changsha Bank is not a state-owned enterprise or a central enterprise, but a joint-stock commercial bank. The full name of Changsha Bank is Changsha Bank Co., Ltd. Changsha Bank was established on May 25, 1997. It is the first regional joint-stock commercial bank in Hunan Province and the largest corporate financial enterprise in Hunan. It was listed on the Shanghai Securities Exchange on September 26, 2018. Listed on the Main Board of the Exchange, stock code: 601577, it is the first listed bank in Hunan.
The predecessor of Changsha Bank was Changsha Urban Cooperative Bank established in May 1997. In 1998, it was renamed Changsha Commercial Bank. On April 30, 2002, the first county branch, Liuyang Sub-branch, was established. On April 18, 2011, the first branch outside the province, Guangzhou Branch, opened. On December 27, 2017, Changsha Bank officially moved into the new headquarters building in Hunan Financial Center.
Branches under the bank
Changsha Bank has 30 branches (direct branches) including Guangzhou Branch. Its business outlets and service network radiate to Hunan and Guangdong, realizing Hunan Covering all provinces, cities and prefectures, it holds four subsidiaries: Xiangxi Changhang Rural Bank, Qiyang Rural Bank, Yizhang Changhang Rural Bank, and Hunan Changyin Wuba Consumer Finance Co., Ltd., providing customers with 24/7 mobile banking 365 days a year , online banking, WeChat banking and telephone banking services.
Company business scope
Licensed projects: banking business; sales of public securities investment funds; custody of securities investment funds. (Projects that require approval according to law can only be carried out with the approval of relevant departments. Specific business projects shall be subject to the approval documents or licenses of relevant departments)
Honors received by the bank
In February 2020, the 2020 "Ranking of the Top 500 Most Valuable Global Bank Brands" was released, with Changsha Bank ranking 176th.
On March 9, 2020, the "2019 Top 100 Chinese Banking Industry List" was released, and Changsha Bank ranked 37th.
On May 13, 2020, Changsha Bank ranked 1,165th on the 2020 Forbes Global 2000 list.
In May 2022, it was selected into the Forbes 2022 Global 2000 list, ranking 1189th.
Corporate financial products
Corporate finance-Le·Development: industrial development funds, M&A loans, government procurement supply chain financing, asset securitization, debt instrument financing, listed companies/non- Equity pledge of listed companies, fixed asset loans/project financing, syndicated loans, supply chain financial products, order financing, stocking financing, seller financing under domestic letters of credit, buyer financing under domestic letters of credit, financial leasing, domestic factoring, exports Trade financing under credit insurance.
Small and micro finance-Le·Business: tax e-financing, online e-commerce flowing water loan, Changxiang loan, Changxiang loan card, Huinongdan-grain loan, and entrepreneurial guaranteed loan.
Minsheng Finance-Le·Life: community bank, farmer-assisted withdrawals, housing mortgage loans, VISA card, Xinyi Tong card, Happy Instant Loan, Rong Yitong card, transfer payment credit card, Happy Smart Deposit · Suishou Deposit, happy smart deposit, withdrawal at will, personal large-denomination certificate of deposit, Golden Furong financial management, agency sales of physical precious metals, agency fund business, agency sales of insurance business, Furong debit card, e-bank, WeChat banking, online banking.
Interbank Finance-Le·***Win: Asset securitization, debt instrument financing, interbank investment, interbank notes, interbank financing, M&A financing, structured financing, bond underwriting, fund business, financing guarantee , syndicated loans, foreign exchange transactions.