1. Seriously implement the real-name registration system for bank card accounts.
2. Control the risk of credit card issuance.
3. Protect the information security of cardholders.
4. Improve the dynamic monitoring of transaction information.
5. Strengthen the monitoring and submission of large and suspicious transaction information.
6. Strictly handle the self-service transfer business.
7. Strictly control the entry of special merchants and implement the real-name registration system for special merchants.
8. Establish and improve the on-site inspection and off-site monitoring system of special merchants.
9. Good acquiring agreement and merchant file management.
10. Strictly manage the outsourcing service agencies for acquiring documents.
1 1. Observe the order of the acquiring market.
12. Strengthen the inspection and monitoring of ATM.
13. Implement the safety technical standards for POS machines.
Extended data:
The Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Laws in the Trial of Criminal Cases such as Money Laundering was officially released today, and will be officially implemented on June 1 65438+1October1day, 2009. The Interpretation lists in detail six judicial determinations of "knowing" in money laundering crimes.
China Court Network released the full text of the Interpretation today. The Interpretation makes it clear that "knowing" as stipulated in Articles 191 and 312 of the Criminal Law should be determined by combining subjective and objective factors such as the defendant's cognitive ability, the connection with others' criminal gains and interests, the types and amounts of criminal gains and interests, the transformation and transfer methods of criminal gains and interests, and the defendant's confession.
The Interpretation lists six specific situations of presumption of "knowing". Namely:
1. Knowing that others are engaged in criminal activities, assisting in the conversion or transfer of property;
2. Assisting in the conversion or transfer of property by illegal means without justifiable reasons;
3. Buying real estate at a price significantly lower than the market without justifiable reasons;
4. Assisting in the conversion or transfer of property without justifiable reasons, charging a "handling fee" that is significantly higher than the market;
5. Assisting others to deposit huge amounts of cash into multiple bank accounts or frequently transfer money between different bank accounts without justifiable reasons.
6. Assist close relatives or other closely related people to convert or transfer property that is obviously inconsistent with their occupation or property status.
The State Council-Notice on Strengthening the Security Management of Bank Cards to Prevent and Combat Bank Card Crimes
People's Daily Online-The Supreme Law issued a judicial interpretation to refine the six judicial determinations of money laundering crimes.