1. Normal customers only have one card if they apply for a card. Customers who apply for UnionPay single identification cards can also send all-currency cards to customers. There are VISA full currency cards and other brands of full currency cards. But it mainly depends on the way of application, not every customer will automatically give one when issuing cards. You can apply through the official client of Pocket Life, WeChat, official website and other channels.
2. If you receive the full currency card issued by the bank and don't use it for the time being, you can choose not to activate or cancel the account. However, it is necessary to protect the card. Whether it is activated or not, as long as it is not used, there will be no other fees, and there is no need to worry about the expiration of the annual fee.
3. China CITIC Bank, Bank of Communications and other banks will only issue free cards if customers apply for full currency cards. There are also some banks that will issue full-currency cards by default when the applicant chooses UnionPay single-label cards.
Extended data:
1, the role of the full currency card given by the bank
(1) No annual fee;
(2) Used for overseas or offshore procurement;
(3) With other credit cards of the same bank under the same name, the credit line is consolidated;
(4) No foreign exchange handling fee;
(5) It can only be used after activation.
2. Before you apply for a card, you can ask the bank whether it will issue an additional full-currency credit card. No, some banks can directly reject credit cards.
At the end of March 2016, the central bank stopped the dual-currency card, and there will be no more cards with two card organization logos. The withdrawal of double-label cards from the historical stage also means the convenient end of "one card goes to the world". If you want to have credit cards issued by UnionPay, Visa and MasterCard at the same time, you must apply for more than one credit card.
Phoenix. Com- I applied for a credit card and the bank mailed two. What happened?