There are many loan products suitable for enterprises on the market now. The most important thing for an enterprise is the capital flow, so it is always good to know more about the relevant content. Today, I will introduce the types of corporate loans, hoping to help you.

I. Types of corporate loans

Corporate loans can be divided into: corporate term pledge loans, fixed assets loans, syndicated loans, discount of commercial acceptance bills, secured loans, stock pledge loans, foreign exchange pledge loans, bank acceptance bills, credit loans, working capital loans, discount of bank acceptance bills, discount of interest-bearing bills by buyers or agreements, gold pledge loans, domestic recourse factoring, and export tax rebate account custody loans.

Second, the enterprise loan application conditions

1. It must be approved by the State Administration for Industry and Commerce, registered and hold a business license;

2, the implementation of independent economic accounting, self-management, self-financing, that is, enterprises have the right to independently engage in production, commodity circulation and other business activities;

3, independent management of funds, independent financial plans and accounting statements, relying on their own income to compensate expenses, independent planning of profits and losses, independent signing of purchase and sale contracts;

4. Have certain self-owned funds. In addition, the loan enterprise needs to open basic account and general deposit accounts in the bank, the products have a market, the production and operation should be profitable, the credit funds cannot be misappropriated, and the credit should be strictly observed.

In a word, major banks and financial institutions have many corporate loan products, and you can choose freely according to your own needs. Different banks have different requirements. You can compare with more banks and the application success rate will be higher.