Inter-bank transfer remittance is a kind of business that transfers RMB or foreign currency to units or personal accounts opened in other banks in China. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currency is suitable for remittance to personal accounts). According to the relevant regulations of the People's Bank of China, the service hours of transfer and remittance between ICBC and other banks are 9: 00- 17: 00 every working day. For the transfer and remittance between ICBC and other banks, the handling fee shall be charged at 1% of the transfer and remittance amount, and the lowest 1 yuan shall be charged at the highest 50 yuan. The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or the remitter's immediate family. If the payee's name is different from the remitter's name, proof that the payee and the remitter are immediate family members must be presented. "Immediate family members" include "spouse, father (mother) and son (daughter)".