1, different sources, different monitoring.

Foreign exchange accounts, domestic foreign exchange and banks can all be traced back. Either purchase foreign exchange or remit money. The source is clear and within the scope of national monitoring.

Foreign currency accounts, foreign exchange in China, banks can not trace its source, it may be money that entered the motherland in any way. The source of this kind of money is unknown and is not within the scope of state monitoring.

2. Different exchange rates

Foreign exchange accounts and foreign currency accounts use different exchange rates when converting RMB.