According to the regulations of SAFE, banks do not need to be included in the personal foreign exchange settlement and sale system under the following circumstances:

Settlement and sale of foreign exchange through foreign exchange points;

Settlement of foreign exchange below 100 USD (including 100 USD), such as settlement of foreign exchange at bank counters and interest settlement;

Domestic consumption settlement of foreign currency cards;

Overseas cards withdraw RMB cash through self-service banking equipment;

Repayment of foreign exchange purchased by domestic card abroad. (One-card overseas POS consumption or ATM withdrawal shall be settled at the real-time exchange rate during operation, which does not occupy the quota of foreign exchange settlement and sale).