2. Banks in China can accept American cheques, but they need to prove their rationality and legality.

3. After an overseas insurance company issues a cash check for payment, it is usually unable to pay attention to whether the payee can withdraw cash, nor can it split 1.6 million yuan into multiple cash checks below 1.6 million dollars.

4. The person in charge of relevant business of Chongqing Branch of Bank of China said that although the Collection Management Measures stipulated that this kind of collection on behalf of customers has a limit of 654.38 million US dollars, based on the bank's many years of clean collection experience (meaning that creditors only need to submit financial documents such as bills of exchange, promissory notes and checks to the collection bank and entrust it to collect on their behalf), if customers can provide relevant evidence to prove the rationality and legality of checks, they can obtain the approval of relevant departments.