First of all, if the withdrawal fails, you can check whether the balance on your personal card is insufficient. If the balance is sufficient, you can call the bank's customer service phone to make an inquiry.
If the personal bank card is not used for a long time, the bank account may be frozen. At this point, you can bring your personal ID card and bank card to the counter for verification and activate the corresponding functions.
I. Withdrawal Limit of Agricultural Bank
If the personal card withdraws more than 50,000 yuan (including 50,000 yuan) in cash from the account once a day, it is necessary to provide my valid identity certificate; Others withdraw money on behalf of others: if it is less than 50,000 yuan, it must be handled with the agent's valid ID and password; If the one-time withdrawal exceeds 50,000 yuan (inclusive), it must be handled with the valid identity documents and passwords of both the cardholder and the agent.
Second, the Agricultural Bank withdrawal fee
The local agricultural bank card withdraws money at the atm of the local agricultural bank, and no handling fee is charged; Local agricultural bank cards withdraw money from ATMs of other local banks, and each handling fee is 2 yuan; The remote ABC card withdraws money at the local ABC atm, accounting for1%of the withdrawal amount; The atm withdrawal fee of other banks in different places is 0% of 2 yuan +65438+ withdrawal amount.
Cross-bank and cross-regional withdrawals have a certain handling fee, generally ranging from 1-50 yuan, and the specific handling fee depends on the bank charging standard and individual withdrawal amount.
Three, China Agricultural Bank of public account charges.
Unit settlement account maintenance: 100-600 yuan/year/account, small unit settlement account increase 100-200 yuan/year/account; Accounts under long-term fixed account management: 100-200 yuan/year/account.
Reminder: 1. The settlement accounts of small units in each bank are set according to the standard that the average daily balance is up to 50,000 yuan; 2. The expenses related to foreign exchange account management shall be implemented with reference to this standard; 3. If your bank account opened in China Agricultural Bank does not enjoy the exemption of account management fee (including small account management fee), we will provide you with an account free of account management fee (including small account management fee) according to your application; If you don't apply, we will voluntarily waive the account management fee (including small account management fee) for the only account you open with our bank.