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What is ICBC's "wealth management account"?
Hello:

Customers who hold our wealth management account card are our wealth management customers. The wealth management account card refers to the VIP wealth management debit card provided by our bank, which is the medium for customers to handle wealth management business and the VIP identity certificate of customers. The account has many financial functions such as saving, overdraft (through financial agreement), loan, foreign exchange trading, other investment (financial products such as funds and bonds), signing agreements, settlement, transfer, consumption and inquiry.

Conditions for opening a wealth management account:

1, you must be at least 18 years old and apply with your valid ID. If it is represented by another person, it shall also provide the valid identity certificate of the agent. After verifying the customer's assets, the outlet can issue a wealth management account card to the customer.

2. Customers with daily average assets (including deposits, treasury bonds, funds, stable wealth management products and Julian monetary wealth management products, the same below) in our bank in the last three months can apply for opening a wealth management account with their valid identity documents and related materials. Different regions implement different standards. Please contact local 95588 for details. The applicant's signature on the application for financial account shall be deemed to agree to the Articles of Association.

The average daily assets of customers refer to the assets under the same customer information number, and do not specifically refer to the assets transferred to the wealth management gold card.

Note: The deposit in the account with deposit certificate can be used as the opening amount of the wealth management account.