Investment and financial management may wish to take a long-term view. If you invest in any financial products (stocks, funds) or other financial products, you must diversify your investments. You can't just put a basket of eggs, you'd rather have less income and a stable low-risk income model.

Investment and financial management can be said to have gone beyond the scope of investment and insurance. According to the life cycle theory, according to the financial and non-financial situation of individuals and families, scientific methods and procedures are used to formulate feasible and operable investment and financial planning, and finally realize the financial security and financial freedom of individuals and families.

Correlation method

Investors need to open corresponding investment and wealth management accounts before investing and wealth management. In order to prevent investors from falling into the misunderstanding of investment and financial management, resulting in property and spiritual losses, investors should go to formal financial institutions that meet the requirements of national supervision when opening investment and financial management accounts such as savings, insurance, stocks, bonds, foreign exchange, futures and gold.

China's financial institutions are mainly divided into three parts: banks, insurance and securities. However, from the perspective of investment and wealth management, securities companies can provide investors with more investment and wealth management channels and apply for more types of investment and wealth management accounts. Some financial instruments (such as bonds) can also open investment and financial accounts through various channels (banks or securities companies).