It can also be exchanged in Europe, and those luxury brands can pay directly by traveler's checks. There are also some H& chain stores, such as H & Anyway, you can use traveler's checks as currency. And there is no handling fee.
Question 2: Can I get a refund without electronic traveler's checks when I come back from abroad? You won't know until you consult the organization that wrote it to you.
Question 3: How to exchange traveler's checks?
Systems and procedures
1. Please show the traveler's check politely when the guest asks to cash it.
Please sign the traveler's check in person, so as to check the signature.
3. Check the guest's signature and reserved signature on the spot. Sometimes a guest's traveler's check has no signature reserved, so it is necessary to check the signature on the passport.
4. Count the amount of traveler's checks.
5. Confirm the type and amount of traveler's checks with the guests (only the currency approved by the Finance Department can be exchanged). To avoid misunderstanding, don't put traveler's checks in the drawer (until the guest signs the memo)
6. Fill in the memo carefully. Guests don't need to show their passports, but the receptionist can fill them out after querying the information in the computer system.
7. Conversion formula of traveler's checks: check amount * exchange rate *( 1-0.0075).
8. Other procedures shall be handled in accordance with foreign currency exchange procedures.
If necessary, check the account name.
Question 4: I need traveler's checks to go abroad, but I suddenly don't go abroad after the bank cashes them. Can I exchange them? Just go to the border office, Huaxia Bank or China People's Bank.
Question 5: How to use traveler's checks? The currency that ordinary travelers bring abroad is mainly US dollars. Carrying a lot of cash is convenient to use, but it is afraid of being stolen. I think it's best to bring a small amount of cash and use traveler's checks for the rest, such as American Express and Thomas Cook.
1. Purchase: available at Bank of China Beijing Branch (next to the Asia-Pacific Building on the East Second Ring Road). You need to bring your passport, ID card and US dollars when purchasing, and the handling fee is 4% of the currency sold. 2. Purpose: After buying a check, you must sign it in the designated place in front of the bank staff (consistent with the autograph on your passport). When exchanging cash at the bank, you should show your passport and sign in the designated column of the check in front of the bank staff. The signature must be exactly the same as the original signature. 3. How to guard against theft: Write down the number of the check you bought, keep one at home and take one with you. After each exchange, record the exchange place and amount. If the check is lost or stolen, please report it to the local check exchange office in time and get a new check. 4. How to return the check: If the check is not used up, you can change it into cash in the same currency at the bank, but you have to pay a handling fee of 0.75%. 5. Pay attention when using abroad: ① In the United States, American Express checks can be used as cash, while in Europe, they can only be used if they are converted into cash at the exchange office. The exchange rate of traveler's checks is higher than that of cash. (3) At the time of exchange, most places have to charge a handling fee. The exchange rate in the west is free, and the exchange rate and handling fee of different countries, cities, banks and even different branches of the same bank are different. Generally speaking, the exchange rates of airports, railway stations and hotel exchange offices are low and the handling fees are high; Big banks or American Express exchange offices have high exchange rates and low handling fees. Some small exchange offices in the Netherlands write the exchange rate in a conspicuous place outside as the buying price, which is higher and makes people mistakenly think it is the selling price; Some of them are only expressed in local words, rather than percentages, which is easy for tourists to misunderstand.
Question 6: Types of traveler's checks: Traveler's checks sold by Japanese banks such as Thomas Cook, Barclays, American Express, Citibank and Sumitomo Bank.
Question 7: Can I apply for a traveler's check when I go to Europe? Can I return a traveler's check to another card? You can use your own name, but the most convenient and cost-effective thing is to cash back ~! How many days will it take to return the card? . . .
Try to bring a VISA or MASTER card. Domestic UnionPay credit cards are basically not used in Europe, and MasterCard is the best. VISA will charge more in many places!
PS: Remember to apply for a euro card when applying for a credit card. When swiping a US dollar card in Europe, you must first change it into US dollars and then change it into euros for settlement. There will be an extra handling fee!
Question 8: Can't I cash American Express traveler's checks at the bank? You don't need to buy an invoice, you just need to reissue a check; You don't need me to cash the check, but you need me to sign it twice, that is, sign it again when you use it, which is consistent with the reserved signature, and the bank will pay it; Banks that accept foreign exchange business can handle it.
Question 9: Can traveler's checks be cashed in the bank? 10. Transfer cheque can only be used for transfer, and cannot be cashed in the bank. Only cash checks can be withdrawn.
Question 10: How do I exchange traveler's checks? Go ...
You have to go to the bank to change business. I bought it with Aihuibi. If I lost my card, just operate it online directly.
Pay attention to the tips. It's simple. If it still doesn't work, ask customer service.