At present, almost all debit cards with UnionPay logo issued by China Bank can be used in the United States, including salary cards, savings cards and so on. UnionPay ID cards are directly settled in RMB.

Dual currency credit card:

A dual-currency credit card issued by a domestic bank (the lower right corner of the card has a logo such as VISA or MASTERCARD; The UnionPay logo in the upper right corner can be used in the United States, but it cannot be traded through the UnionPay network, only through other bank card networks. So you can carry a UnionPay debit card and a dual-currency card when you go to the United States. Try to use UnionPay debit card if you can, so that you can settle directly in RMB; If you can't use UnionPay debit card, use dual-currency credit card, but you should remember to go through the formalities of purchasing foreign exchange for repayment after returning home.

Card swiping machine (POS machine):

In the United States, as long as there is a keyboard on the card reader that can input passwords, you can basically use UnionPay debit cards, because debit cards need to input passwords to trade, unlike credit cards, which do not need to input passwords to trade. You can also take the initiative to ask the cashier: Can I use a debit card? As many shops in the United States, especially some middle and high-end shops, have not posted signs accepting bank cards, some American cashiers may not know that UnionPay debit cards can be used in China. You can try the cashier, usually you can pass the card. Don't worry if you can't, just pay by cash or credit card.

Many ATMs in the United States can use UnionPay debit cards to withdraw US dollars in cash. You don't need to deposit US dollars in the card, but deduct RMB funds directly from the card, so please deposit enough RMB before going abroad. It should be noted that not all ATMs in the United States are affixed with the UnionPay logo, but as long as you see the logo of Citibank or Pulse on the ATM, you can use the UnionPay debit card to withdraw cash. It takes a certain handling fee to withdraw cash through ATM, and the standards of each issuing bank are different. In addition, in some parts of the United States, the use of ATM machines requires an additional terminal usage fee of about $2, and there will be a prompt on the screen, which can be directly operated after confirmation.