Present situation and prospect forecast of finance and economics specialty
Finance and economics majors refer to economics and economic management majors. Common majors are marketing, accounting, human resource management, finance, international trade, enterprise management, statistics, finance and taxation. It is a hot industry in the talent market in recent years.
With the sustained economic development in China, the demand for financial professionals has been on the rise. Even today, with the sharp increase in the number of college students and the difficulty for graduates to find jobs, the employment situation of financial majors is obviously better than that of other majors. Marketing, accounting and management of financial majors have always been in the leading position in the ranking of job requirements in various places. The survey results show that there is a strong demand for graduates majoring in finance and economics, and 90% of the units have long-term demand.
In addition, experts predict that the top ten popular occupations in the future are financial planner, system integration engineer, lawyer, logistics engineer, certified public accountant, marketer, environmental engineer, actuary, Chinese and Western medicine practitioner in pharmaceutical sales, and management consultant. Among them, financial planners, logistics engineers, certified public accountants, marketers, actuaries and management consultants all belong to the financial industry.
Advantages and disadvantages of financial professional employment;
Compared with other majors, financial majors have the following two obvious advantages:
First, the employment direction of finance and economics majors is relatively wide. All industries in the national economy, whether large state-owned enterprises, foreign-funded enterprises or small private enterprises, have different demand for financial graduates, which is less affected by the adjustment and change of industry structure.
With the development of market economy, the employment channels of finance and economics majors are getting wider and wider. For example, the continuous emergence of financial newspapers and periodicals, some non-professional comprehensive newspapers and periodicals make a big fuss about financial issues, and all need a large number of financial journalists, which provides many jobs for graduates majoring in finance and economics. Other schools and training institutions can also become employment channels for financial majors.
Second, the market demand is relatively large and stable. With the rapid development of economy, the demand for financial professionals has been high, ranking the top three in the market demand. According to expert analysis, there are still many hot industries in the financial industry in the future.
Therefore, compared with other majors, the employment situation of finance and economics majors is still very optimistic.
However, we should also realize that being better is not absolute Excellence, and it does not mean that financial graduates can be invincible in the talent market.
Judging from the current situation of the talent market, there are the following unfavorable factors in the employment of financial graduates:
First, most of the current graduates have problems such as imperfect knowledge structure, low overall quality and weak competitiveness, which need a period of practice. This is mainly influenced by the current situation of higher education in China.
Second, the number of graduates majoring in finance and economics is large. Due to the continuous upsurge of financial majors, many colleges and universities have opened financial majors, and the number of graduates is increasing, which directly causes the employment pressure of financial majors to increase.
Third, the phenomenon that the financial industry values experience over specialty. Due to the higher requirements for practical operation of finance major and the influence of traditional concepts, many employers require more experience than majors. This has become the direct reason for the difficulty of employment for fresh graduates.
Demand trend of financial professionals;
Solid professional knowledge and good communication skills are the basic requirements for financial majors. In addition, with the development of economy, there are other high requirements for financial majors.
First, the requirements for vocational skills, especially foreign languages, have increased.
This is determined by the current economic environment in China. With the increasingly close connection between China and the world economy, the industry norms and standards of finance and economics are gradually in line with those of foreign countries. Without a good foreign language level, it is difficult for financial talents to carry out their daily work and contact.
Second, the requirements for vocational qualification certificates are more stringent.
The general qualification certificate and its importance are as follows: (1) Accounting qualification certificate means that people who have not obtained accounting certificate are not allowed to engage in accounting work; The Financial English Certificate Examination (FECT Certificate) is a national professional English certificate examination. Explain that some foreign banks began to use FECT certificates as a reference for recruiters; International business engineer qualification certificate (original export qualification certificate), indicating that those who take the international business engineer qualification examination must meet the national requirements in the national foreign language B and C exams held in the same year or before; Insurance agent qualification certificate means that the personnel engaged in insurance agency business must take the insurance agent qualification examination and obtain the qualification standard of Insurance Agent Qualification Certificate issued by the People's Bank of China before obtaining the corresponding qualification certificate.
Third, the requirements for academic qualifications are getting higher and higher. The most prominent example is the finance major.
Then, how can graduates majoring in finance and economics develop their strengths and avoid weaknesses in job hunting and find jobs smoothly? Let's analyze several major professional categories and their major majors:
Marketing and trade major:
Professional status and prospect: one of the industries with the largest demand and the best employment situation at present, and the future employment situation is also very optimistic. The main employment channel is the company's market and trade department, and its outstanding talents can not only quickly enter the top management of this industry, but also have advantages for independent entrepreneurship.
Major: Marketing.
Analysis of unique career consultants and suggestions for job hunting;
Due to the large number of graduates majoring in marketing, the salary level of junior marketing traders is generally lowered, and the salary of junior marketing personnel is generally below 65438 yuan +0300 yuan. In addition, influenced by traditional ideas and their own salary requirements, many graduates of this major are unwilling to engage in marketing work. The above reasons have caused graduates with good communication skills and mentality to be in short supply in the talent market.
1. From the knowledge content and work experience, an excellent marketer needs negotiation skills, psychology, social etiquette, business etiquette, business English and other related knowledge besides solid professional knowledge. At the same time, marketing is an industry that attaches great importance to practical work experience. Therefore, a modern marketer is not as simple as a salesman in the traditional sense.
This requires graduates majoring in marketing to pay more attention to the study of relevant knowledge in their usual study, not only to be knowledgeable, but also to be able to flexibly apply what they have learned to practice and improve their practical operation ability in practice.
It is suggested that students of this major should take part in social practice and internship more often.
Second, from their own personality, the personality requirement of marketing major is one of the most demanding majors in finance and economics. Marketers should not only have excellent communication skills and interpersonal skills, but also have good team spirit and extroverted personality.
When choosing a career, we should fully consider our own conditions. It is suggested that graduates majoring in marketing who are introverted but unable to adjust their emotions choose to pursue further studies or engage in teaching, scientific research or other industries that do not require high communication skills.
Accounting major:
Professional status and prospect: Generally speaking, the accounting major is the best in the current employment situation, but the form of finance and taxation is poor. At present, the supply and demand of this kind of specialty are booming, and the overall situation is that supply exceeds demand. However, judging from the market situation, the talent market in the accounting industry still lacks truly international and professional senior accountants.
Major: accounting.
Analysis of unique career consultants and suggestions for job hunting;
The main employment channels of accounting major are financial departments of various enterprises, national finance and taxation departments, accountants, auditors, asset appraisal firms, etc. The top ten professional financial planners and certified public accountants in the future are closely related to the accounting profession.
One of the most stringent requirements for vocational qualification certificate. The bottom line of recruitment in many units is junior accounting. Even if the employer uses you, it needs further research and observation by the enterprise. You can't be an accountant in the first place. Many people start from the very beginning as cashiers, with a low starting point and low salary.
It is suggested to take several qualification certificates, such as junior accountant qualification certificate and certified public accountant qualification certificate.
Second, the professional vision should be broad. Financial work often has to deal with the tax authorities, and sometimes it also provides reference opinions for major decisions of the unit. Its complexity requires financial personnel to have an understanding of relevant economic theories and regulations.
It is suggested to minor in some economic-related courses, such as taxation, finance, finance, management, international trade, economic regulations and other modern management and social science knowledge, so as to become a diversified and compound talent.
Three, the complexity and importance of financial work requires financial workers to have a serious and meticulous work style. In financial work, the dislocation of a decimal point may bring ten times the economic loss, and carefulness is an important requirement for the personality characteristics of financial personnel.
It is recommended to take part in internship or simulation training at ordinary times to exercise your practical operation ability. If you are impetuous and careless, you should pay more attention to the cultivation of your own character, or engage in other non-frontline financial work, such as education.
In addition, good moral quality is also very important for financial personnel. Because you often deal with money, good moral quality can keep you away from the temptation of money and ensure the fundamental interests of yourself and your work department.
Major in Human Resources and Management:
Professional status and prospect: at present, the talent market is one of the most favored industries by employers, and the future employment prospects are optimistic.
Major: human resource management.
Analysis of unique career consultants and suggestions for job hunting;
The main employment channels are the human resources departments of enterprises and institutions and the personnel departments of government agencies, as well as emerging talent evaluation institutions and career consulting institutions. Enterprises need professional knowledge of human resources from job analysis, performance evaluation to personnel recruitment, employee salary and welfare formulation and employee training. It can be said that any organization that needs "efficiency and fairness" needs talents majoring in human resource management. Therefore, the future employment situation is promising.
For the major of finance and economics, human resource management does not require high knowledge background, personality and communication skills.
1. According to the requirements of knowledge background, many famous human resources managers of multinational companies have majors in engineering, literature, society, science, business administration accounting, psychology, medicine, foreign trade, law and so on. From this perspective, graduates majoring in human resource management have many competitors in the job market.
However, as an independent discipline, graduates majoring in human resource management still have their own advantages in human resource work. This requires graduates majoring in human resource management to strive to improve their professional level and core professional competitiveness. For example, the qualitative and quantitative analysis methods of human resource management, familiar with the principles, policies and regulations related to human resource management and other professional knowledge must be solid.
Second, judging from the personality requirements of this major, there are great differences according to the functions of human resources departments. Some functions deal with people more and require higher communication skills; Some functions that may be introverted are more competent, such as salary survey and analysis. This requires graduates majoring in human resources management to choose different human resources positions according to their own personality characteristics when applying for jobs.
3. As a practical subject, human resource management major requires many enterprises to have certain work experience when recruiting. Therefore, as graduates majoring in human resource management, they should be familiar with the actual operation of enterprises as much as possible in human resource management.
Finance major:
Career status and prospect: I can work in economic management departments and enterprises such as banking, securities, investment and insurance. Generally speaking, the employment situation of financial majors in recent years is good. With the approach of the full opening of the banking industry in China and the entry of foreign banks and insurance capital, the demand for financial professionals will increase day by day, especially to understand international finance.
Analysis of unique career consultants and suggestions for job hunting;
First, compared with other financial majors, financial majors have the highest requirements for academic qualifications. Especially in the securities industry and banking, undergraduates have reached a low starting point. There is basically no market for junior college students except some basic units of traditional financial business; The share of undergraduates in the talent market is also gradually shrinking; Master, doctor and MBA are favored by employers, and the demand for talents will gradually tilt to "high, precise and sharp".
According to relevant sources, financial services and banks need multi-level financial talents, among which first-line basic work such as clerks, operators and bank tellers accounts for a considerable proportion.
In view of the above situation, it is suggested that financial graduates must have a good attitude when applying for a job, and the requirements should not be too high. In addition, further study will give you more choices.
Second, with the integration with the world economy, financial professionals must also understand the international financial norms and the latest financial theories in the international market; Understand the situation of domestic financial industry, and be familiar with the relevant knowledge of securities market, foreign exchange market and enterprise financing operation.
In short, for every major, no matter from the ups and downs of salary level or the severity of recruiting units, the employment pressure has increased, and the financial major is no exception. However, as long as you have solid professional knowledge and skilled professional skills, coupled with a good job-hunting mentality, employment is not as difficult as you think.