The risk level is 1R-6R. After buying a wealth management product, there are detailed instructions in the manual. 1R is the lowest and 2R is the highest. Generally, the new products of Delibao's green series are1r. The interest rate and term are fixed, and the starting amount is RMB 50,000. The risk of 1R includes liquidity, that is, it cannot be withdrawn in advance before maturity. After purchase, the national interest rate-raising wealth management products will not raise interest rates, and credit risk is understood as risk-free. By analogy, 2R is generally blue ocean series, trust products, general investment bonds or engineering loans, which means that the products may be paid in advance before the specified date, but the agreed interest rate remains unchanged. 3R represents the stability of the principal and the interest rate fluctuates, but it will not be zero. 4R represents the maximum loss of the principal of 5%. Generally invest in futures or currencies, a basket of currencies, etc. 5R means that neither principal nor income can be guaranteed, but the principal will not be completely lost. For example, in margin transactions such as funds, 6R general investment options and foreign exchange, the principal may be completely lost, and the corresponding income is directly proportional to the risk.

At the time of purchase, the full-time account manager will explain that the first purchase must be subject to risk assessment.