Product A of Sunshine Financial Plan of China Everbright Bank is a foreign currency structured financial product with embedded financial derivatives. The Bank invests the raised wealth management funds in its risk-free assets, and conducts spot foreign exchange transactions and financial hedging transactions in international and domestic financial markets with the nominal principal of the raised wealth management funds. Investment income and risk-free asset income both constitute product income. Investors who buy this product will get the agreed wealth management income on the condition that the product is paid normally on the expiration date (or the bank's early termination date).