The Notice on Printing and Distributing the Measures for the Administration of Credit Card Business has corresponding provisions:

Twenty-fourth commercial banks should charge credit card transaction fees to special units according to the following standards:

(a) RMB credit card, not less than 2% of the transaction amount;

(2) Credit cards issued by overseas institutions and used in China shall not be less than 4% of the transaction amount.

Domestic banks sign credit card agency acquiring agreements with overseas institutions, and the profit distribution ratio is implemented according to the fact that domestic banks and overseas institutions account for 37.5% and 62.5% of the handling fees paid by special units respectively.

Extended data:

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Relevant provisions of the notice on printing and distributing the Measures for the Administration of Credit Card Business:

Article 48 When issuing credit cards, the issuing bank shall meet the requirements of safety management, and the card and password shall be delivered separately, and a receipt shall be presented to the cardholder. When issuing a credit card, the cardholder shall be informed in writing of the date of the credit card bill, the credit card regulations and the instructions for safe use of the card.

The issuing bank shall establish the operating rules for credit card activation, and check the identity information of credit card holders before activation. A credit card whose applicant has not signed a contract (agreement) and whose identity has not been confirmed by the activation procedure shall not be activated.

Article 49? The new card, lost card, damaged card and expired card must be activated before the cardholder can use it. The credit card is not activated by the cardholder, and no fees may be charged.

Baidu Encyclopedia-Notice on Printing and Distributing the Measures for the Administration of Credit Card Business