In addition, you need to obtain payment information from the payee first:
1. Name of receiving bank? 2. What is the address of the receiving bank? 3. receive the SWIFT code of the bank? 4. Name of payee? 5. Payee account number? 6. Payee's address (the above information must be in English)
The following is an example of the Bank of China:
After opening BOC Online Banking, you must activate and set a new user name and password (omitted here, please consult the bank staff), and at the same time, you must open the payment function. Open the payment function as follows:
Select "Transfer and Remittance" after the payment function is enabled, and then select "Cross-border Remittance in Foreign Currency". According to the information of the receiving bank, select the corresponding remittance: remittance to overseas BOC or remittance to other overseas banks. According to the latest charging standard of China Bank, China Bank will enjoy a 50% discount or even waive the remittance fee for remittance abroad! ! ! If you use mobile banking to remit money, the discount will be more ~ ~ ~)
Before entering the remittance interface, the relevant payment standards will pop up on the webpage, but banks can make corresponding fee concessions based on this, subject to the final actual charges. Close the window and enter the remittance interface.
If you have purchased foreign exchange or have foreign currency deposits (cash is not cash) in your account, you can fill in remittance information directly, but if there is only RMB in your account but no foreign currency, you must purchase foreign exchange first. Note: before purchasing foreign exchange, you must fill in the personal application form for purchasing foreign exchange according to the actual situation. If you need to fill in the school of studying abroad, you can write the Chinese abbreviation of the school. Remittance can be continued after successful purchase of foreign exchange.
(Important: Try to avoid depositing foreign currency cash in a bank account before remittance, otherwise there will be a foreign exchange spread, and the cost depends on the remittance amount, ranging from tens to thousands. The correct way is to directly use the RMB in your account to buy foreign exchange cash and then remit money. )
Return to the remittance interface and enter payer information, payee information, payee information, transaction information and declaration information from top to bottom. For those who have handled cross-border remittance at the bank counter and remitted money to the same payee again, you can directly click on the use of cross-border remittance application template to directly retrieve the template, and the computer will automatically enter the relevant payee information, which is very convenient! Similarly, if there is no template for remittance, after the first remittance is successful, the system will automatically record the payment information and generate a template for the next use.
(In case of submission failure during entry, the system will remind the failed item in red, which can be corrected as required. Please note that you can't fill in punctuation marks when filling in the payee's address, otherwise the system will report an error, punctuation marks can be replaced by spaces, and the address bar must fill in the name of the payee's country, otherwise the bank will refund. In addition, different countries have different requirements for remittance information. Please fill in the information carefully according to the red prompt, otherwise the next operation or remittance operation cannot be completed but the bank will refund it. )
After all the information is entered, carefully check the payee's name, account number, address and amount, and then confirm. You will be prompted to select a security tool and confirm again. After verifying the safety tools, the money is taken out and you are done.