China Industrial and Commercial Bank of China pays interest by purchasing US dollars, and the interest paid is consistent with the deposited currency, that is, the interest on purchasing US dollars is settled in US dollars.

ICBC's online banking needs to log in to China Industrial and Commercial Bank's online banking first. After logging in, click on the settlement and sale of foreign exchange, click on the purchase of foreign exchange in RMB, and use RMB to buy US dollars. If you need to withdraw cash after purchase, you need to go to ICBC's business outlets.