1. Used for money laundering, that is, transfer the proceeds of crime through your card and legalize black money. Once your card is used for money laundering, a large sum of money will be transferred in and out through online banking immediately, then you will enter the blacklist of bank anti-money laundering monitoring, which will have an impact on your future card handling;

2. Prepare to cheat your relatives. There is such a case. The swindler first asks you to open an account for him, and then he contacts your relatives in turn, saying that you need a sum of money urgently and ask them to transfer the money to this card. As soon as the relatives saw your name on the card, they transferred the money.

At the same time, a person can only have one online banking in a bank. Once opened in the Agricultural Bank of China, it can't be opened in the future. Personal advice is not to be greedy and cheap, and to protect personal information. Now, if they don't do bad things with it, why don't you get a card yourself? It's just the annual fee 10 yuan, providing 60 yuan for you to do.