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Foreign exchange monitoring system-settlement date
Neither of the two dates you mentioned is accurate.

Settlement of foreign exchange: you change dollars into RMB.

The settlement date is the date when you convert US dollars into RMB, that is, the date when the US dollars in the verification account are transferred to the RMB account.

This has nothing to do with the verification date.

However, many units went to the bank for verification and settlement on the same day.