Registration and activation program

Let me tell you in detail the whole process from handling paypal to activating paypal. After reading it, you can handle it yourself if you are interested, and then you can make some advertisements supporting paypal payment. As for the issue of withdrawing money, it is no longer a problem. Some of our members can withdraw money from paypal for everyone at a very reasonable cost:

First, you should apply for a PayPal account in www.paypal.com. Remember to register as an international user, not an American user. If you are registered as an American user, paypal cannot be activated with a domestic debit card.

2. After successful application, you should know whether you can apply for an international debit card of ICBC. You can call 1 14 to check the telephone number of your local industrial and commercial bank and ask where you can apply for an international debit card. Because as far as I know, handling international debit cards is handled by a specific department of ICBC called the Card Department, and not all ICBC windows can handle it. You can also visit the website of Industrial and Commercial Bank of China (www.icbc.com.cn).

3. After you find the place to do the card, you should bring a copy of your ID card. After you go, the bank will ask you to fill out an international debit card application form and pay 50 yuan RMB. The annual fee is one year, and the longest card holding period is five years. You can do it together for one year or five years, but I suggest doing it for one year first! You can also pay the 50 yuan annual fee to the bank after handling the card! I heard that some places charge a handling fee in addition to the credit card fee. Things are different in different places I didn't charge my handling fee when I applied in Shenyang.

Four, about a week later, the card department will call you to inform you that your card has arrived, and you will take $5 with you when you pick it up, because when you activate paypal, you will deduct 1 dollar from your card to verify the validity of your card (now it takes $65,438+$0.95 for activation), but paypal doesn't charge you this $65,438+$0.95, but only uses this $65,438. They send your deposit information to the credit card business department of ICBC Beijing Branch by express delivery, and then the staff in Beijing will deposit it for you, which will take another week.

After a week, you can call 0 10-66 108502 to ask if the money has been saved. If it has been deposited, you can apply for online support. You can also call the following number: 0 10-66 108502. Choose the manual service according to the voice prompt and tell the staff that you want to open online payment. If so, yes. As online payment requires your autograph, you'd better find a place with a fax machine to send the application back.

6. After returning the form, the online payment function will be opened in a few hours. At this time, you should apply for opening an account online: (very useful, you can directly check the accounts online), first open an account, register the card number, and then wait for the monthly statement of the credit card to come, and there will be a number to activate paypal. At this time, you can remit money to the paypal account provided by American traders.

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However, it is said that the deduction rate of PAYPAL is 6-8%, and with the 3% withdrawal fee of the local bank, it seems that PAYPAL's expenditure is 10%. If you remit 1000 USD, the foreign trader can actually receive about 920-940 USD. When the bank bill comes at the end of the month, they will pay another 30 dollars.

Method 2: The handling fee for bank wire transfer (cash remittance) is slightly lower, but different banks may have different results.

I did it in China Bank, and the process is as follows:

1. Fill in the "Application Form for Overseas Wire Transfer" and the "Declaration Form for Foreign Payment", and fill in the payee's name, bank, address, swift code, account number, sender's (own) information and amount according to the information provided by foreign trade personnel.

2. Submit the above list, ID card and USD (passbook or card can be brought if USD is deposited in BOC) to the foreign exchange window.

3. important! The bank staff may ask you why you want to send money. I printed out an email from a foreign businessman and showed it to her. She didn't understand it very well, so she asked the manager at the back and gave me the answer. The next step is the routine process of withdrawing money and charging.

4. Later, I read the introduction of personal international remittance in BOC.com, and it seems that there is no need to prove it. (Some NBs may say that I just want to remit US dollars, which is allowed by the policy. What do you want? )/product/private/a1_ 9.shtml.

5. handling fee. The fees for the above pages have been adjusted. Now the wire transfer fee is one thousandth, the lowest 50 yuan; Telegraph fee 150 yuan; Price difference (refers to the price difference between cash in and out on the same day, usually 7.5 yuan /$ 100). Take the remittance of 1000 USD as an example, the handling fee is about 50+150+7.5x10 = 275 RMB.

6. The bank will say that the foreign expenses are borne by the payee, but in fact, many foreign dealers are not directly related to domestic banks, so remittance to the accounts of foreign dealers still needs to go through an intermediary bank, and the cost is about $65,438 +05-20. So in the above example, the dealer actually only received 980-985 dollars. Converted, the expenditure of wire transfer is about 5.5%.

Conclusion: If the remittance is about $500, then the expenses of A and B are similar. If there is a large sum of money to be remitted, it is better to send it by telegraphic transfer. Of course, if you can make money, this fee is not a problem.