1. The charging standard is as follows:
1. Domestic cash withdrawal fee: 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction.
2. Overseas cash withdrawal fee: it depends on the card organization selected by the customer for consumption settlement. If UnionPay is selected, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of 40 yuan RMB per transaction; If you choose MasterCard or JCB, you will be charged 3% of the cash withdrawal amount, with a minimum of $5 each. If you use the non-UnionPay network to advance cash in non-US dollar circulation countries, you will also be charged a foreign exchange handling fee of *65438+ 0.5% of the cash withdrawal amount.
Two. The interest rates are as follows:
From the current trading day, interest will be charged at the daily interest rate of 0.5 ‰ until the money is paid off.
For example, if the billing date of your credit card is 5th and 6th July, you can withdraw 1 0,000 yuan with your credit card. The bill is settled on August 5, and the final repayment date is August 23. However, the handling fee and interest are calculated as follows:
1) handling fee = 1000*2.5%=25 yuan/pen.
2) Interest = 1000*0.0005=0.5 yuan/day. Please refer to your bill for details.
Warm reminder: You can log on to Ping An Credit Card official website: /index.shtml, and click on "Card Guide" for details of charges.
If you encounter any questions about credit cards next time, please log on to China Ping An Baidu Know Enterprise Platform /c/pingan, and click the questions to the customer service field. I hope the official answer will help you, and I wish you a happy life!