Will Alipay be automatically converted into Hong Kong dollars when it goes to Hong Kong for consumption? When Alipay and WeChat pay, the local currency amount will be automatically deducted in consumption abroad, and then the RMB in your account will be deducted according to the exchange rate of the day. Moreover, the exchange rate of Alipay and WeChat payment is very reasonable, which is much better than that of many banks, especially credit cards!
Alipay and WeChat payment are convenient not only in Hongkong and Macau, but also in Taiwan Province Province. Although not as popular as Chinese mainland, many big shops, department stores and places where tourists do business in Taiwan Province Province accept Alipay, and some accept money orders.
But in Taiwan Province Province and Hongkong, the most convenient thing is: UnionPay card!
The popularity of UnionPay cards in Taiwan Province Province far exceeds Alipay and WeChat payment, and almost all department stores, drugstores and convenience stores can use UnionPay cards for consumption.
UnionPay cards, like Alipay and WeChat payment, will be paid in the local currency of consumption, and then the corresponding RMB amount will be deducted from your card and account immediately according to the exchange rate of the day.
UnionPay, Alipay and WeChat are all conscientious, and the exchange rate they offer is quite good, which is better than most banks and much better than credit cards.
Friends who go to Hong Kong must never change money at the Hong Kong airport with the worst exchange rate. There are many money-changing shops in downtown Hong Kong, and the exchange rate is much better than that of the airport.
Is it convenient for Alipay to go to Hong Kong? You can't travel to Hong Kong without exchanging Hong Kong dollars. Although Alipay can be used in more and more scenes in Hong Kong, it is not completely convenient for Alipay to go to Hong Kong mainly in chain shopping malls and shopping malls, such as Wanning, DFS and the vast number of street shops.
How to calculate the price of Alipay consumption As shown in the above figure, Alipay consumption is automatically converted into RMB, and the exchange rate is generally slightly better than the bank exchange rate in the same period, but the overall advantage is not great. However, considering that Alipay will have random reduction activities from time to time, it is still relatively competitive. It is recommended to use Alipay more when conditions permit.
The most convenient way in Hong Kong If the most convenient payment method is in Hong Kong, it is undoubtedly Octopus. If you are used to a cashless society, then I suggest you use an Octopus card. In addition to taking the subway, Octopus also offers discounts. You don't need change to buy tickets. When you take the ferry, you don't have to wait in a long line to get change. You can also pay the bill in some tea restaurants after shopping in convenience stores. Octopus cards can be booked online, or they can be processed at various subways, gates or airports in Hong Kong. Generally, it is HK$ 150, including 50 yuan deposit, and the balance is RMB 100. The deposit can be refunded when the card is returned later.
You got it? Alipay is relatively simple. Recently, WeChat can also be used. It is more convenient for everyone to shop!