Family class division standard, family class division is the process of dividing human society into several classes according to four division standards. Many people don't know how to divide it. The following are the criteria for dividing family classes.
The family classification standard 1 is as follows:
1. Poor people: The per capita annual income is less than 2,800 yuan, which belongs to the people who have enough to eat and wear warm clothes. There are about 82 million people in China, and their daily income is less than 1 and $29.
2. Poor people: the annual family income is less than 30,000 yuan, and the per capita annual income is more than 2,800 yuan. Calculated by a family of three, the per capita annual income is 2800 to 10000 yuan. The per capita daily income is 1, $3 to $4, $5.
3. Low income: the annual family income is 30,000-80,000.
4. Well-off society: the annual family income is 800,000-300,000.
5. Middle and high income earners: the annual household income is 300- 1 10,000.
6. Rich people: The annual household income is more than 6,543.8+0,000.
7. Rich people: having assets of more than 6,543,800,000+,which is different from the annual income according to the assets owned.
8. Rich: The assets are more than 654.38+billion, and in 2065.438+04, it was about 60,000 to 30,000.
9. The richest man: assets 1 multi-billion, about 20 14 years 1800.
10, super-rich: the assets exceeded 10 billion, and there were about 90 people in Chinese mainland in 20 14.
Remarks:
According to the annual household income, a well-off society intersects with low-income people and the middle class.
The primary well-off society belongs to low-income people, while the intermediate well-off society and the advanced well-off society belong to the middle class.
Extended data
There are usually two criteria for dividing the middle class, one is occupation, and the other is per capita or family income. It is controversial to distinguish the middle class by occupation. For example, as a staff member of a state organ, it is obviously difficult for the director and director to be compared with ordinary clerks and clerks. I am afraid that the income and social status of the staff of "important" organs such as the Administration for Industry and Commerce and the Taxation Bureau cannot be compared with those of the staff of "ordinary" organs such as the Seismological Bureau, the Archives Bureau and the Bureau of Retired Veteran Cadres.
As IT technicians, some people may live in villas and drive foreign cars, and some people can only eat instant noodles and squeeze the bus every day. More people, including economists, tend to regard income as the only or main criterion for dividing the middle class.
But even if everyone distinguishes who is middle class and who is not, there are still many uncertainties and quantitative confusion. For example, in the United States, some people think that people with an average annual income of $30,000 to $654.38+million belong to the middle class. According to this standard, more than 95% people in the United States should belong to the middle class.
Others believe that the average annual income of the American middle class should be between 40,000 and 250,000 dollars, and anyone with an average annual income within this range can be regarded as a middle class. By this standard, the American middle class accounts for about 80% of the total population.
In the United States, known as the base camp of the middle class, the standards for distinguishing the middle class are still so confusing, not to mention the rest of the world. Take India as an example. According to the Indian Policy Research Center, there are about 300 million middle classes in India.
India's "National Applied Economic Research Council" is the maker and publisher of Indian middle class standards. The Indian middle class standard issued by it is: all families with an average annual after-tax income of 33.75 million rupees to 6.5438+0.5 million rupees (about 700-3,000 US dollars, and the current exchange rate of US dollars to rupees is about 65.438+0.48,5) can be regarded as middle class families. According to this calculation, in 200 1 year, 60 million families in India will become middle-class families.
For a family of five, there are currently 300 million middle classes in India. From this perspective, a country's middle class can have as much as you said, because there is no uniform standard and it is very casual.
According to the standards of the Indian middle class, if the average annual income of a family is 700 dollars, it can be regarded as a middle class family. According to China's current foreign exchange rate, US$ 700 is equivalent to about 6,000 yuan, which is shared by a family of five, with an annual average of only about 1.000 yuan per person per month.
Family class division standard 2 Nowadays, many people don't pay attention to 10,000 yuan, because money is really getting less and less valuable now. Ten thousand dollars can't buy many things now, and ten thousand dollars obviously can't meet the needs of people's lives. But ten thousand dollars was very valuable in the past. Twenty years ago, if a family had a deposit of 10,000 yuan, it was usually called a 10,000-yuan household, a moderately wealthy family.
What is your current family wealth level in China? Is it the middle class, wealthy families or others?
Maybe many people think their families are ordinary. If you count the value of the house, your family wealth will rise to a "grade", but if you take out the house, your family wealth may not be so much. According to relevant statistics, in the first quarter of 20021year, China's total deposits reached 95 trillion yuan. In February of 20021year, the total deposits increased by 3 trillion yuan compared with June, and the national per capita savings reached a new high, reaching 70 thousand yuan. If a family of three people has a per capita deposit of 70,000 yuan, there should be quite a few families in China who have a deposit of more than 200,000 yuan.
In a related investigation report published by China, China's family wealth was published. Data show that in 2065, China's per capita wealth reached 208,883 yuan (nearly 200,000 yuan), and in 2008+07 it reached 438+094,332 yuan, an increase of 7.49%. According to the survey report, the net assets of urban households account for about 7 1% of the average household wealth in China, while the net assets of rural households account for 52%. More than 90% families own their own houses. Seeing that many people here have something to say, is it true that the per capita property is 200,000?
In fact, if we consider the value of family property, it is not difficult to have a property of 200,000 per capita. Now a house in a third-and fourth-tier city is worth millions. If a family consists of three people, the average property value of a single house will exceed 330,000 yuan.
Banks call users who deposit more than 200,000 yuan as gold card users, users who deposit more than 500,000 yuan as platinum card users, and users who deposit more than 6,543,800 yuan as diamond card users. There are few platinum card users and diamond card users in the bank, but there are also many gold card users. According to statistics, the deposit amount of most users is about 5- 1.5 million yuan. Among them, the per capita property gap between urban families and rural families in China is relatively large, which is 292,920 yuan (nearly 300,000 yuan) and 87,744 yuan respectively, with a difference of more than three times. Most urban families buy new commercial houses, while most rural areas build their own houses.
The Hurun Wealth Report 20 19 released by Hurun Research Institute also shows the family wealth in China, turning families with RMB 6 million into "wealthy families", while the number of families meeting this standard in Greater China has reached about 3.9 million (there are nearly 430 million families in China).
According to Forbes, to become a middle class, one must live in a big city and be between the ages of 25 and 45. In this golden age, assets need to reach 1 to $60,000, which means annual income is between 70,000 and 420,000 RMB. Most importantly, these people also need to have a college degree and be professional technicians or entrepreneurs. By the end of 20 18, there were about 33.2 million middle-class families in China, and the total wealth of these families was about 128 trillion yuan.
As mentioned above, there are about 430 million families and 33.2 million middle-class families in China. In this way, your family's assets are 3 million, which can exceed 90% of the families in the country. I wonder if you have reached this standard?
Seeing this, do you think the standards of the middle class are too harsh? Indeed, to be a real bourgeoisie, you need to meet these strict standards. However, more serious is yet to come. In the United States, the middle class in people's eyes not only owns luxury cars, but also owns their own independent houses. You know, Americans advocate renting houses not only because they like freedom, but also because they can't afford to buy a house.
Some people think that this standard is not difficult for many first-and second-tier families. After all, housing prices in first-and second-tier cities can easily reach millions or even tens of millions of yuan, which means that residents in first-and second-tier cities can easily become the middle class in China.
But I want to remind everyone here that the above family assets do not include your family debt. If a person buys a 5 million house in a first-tier city and borrows 3 million from himself, can you call this family a middle class?
To become a real middle class in China, you need not only a house and a car in a big city, but also at least 6,543,800 yuan of liquid assets. Besides, a well-paid and stable job is necessary. How much wealth does your family have if the value of the house is removed?
Family class division standard 3 The so-called class is such a large group that occupies different positions in a certain social production system in history; The relationship between the means of production (this relationship is mostly stipulated by law) is different; It plays different roles in social labor organizations; Therefore, the way and quantity of your social wealth are different.
Class division is the process of dividing human society into several classes according to these four standards, including the division standard, the social class division in western countries and the social class division in modern China.
In China, the middle class has never had a clear concept.
According to Engel's coefficient, the proportion of food expenditure to net income is less than 15%, which should be regarded as middle class.
However, China's insurance system is not perfect, and its survival risk is high (for example, a serious illness will bankrupt a middle-class family). Therefore, the middle class in China does not have a very safe guarantee and may fall into the bottom of society at any time.
The specific answer is: "The annual income is 6.5438+10,000 yuan (Northeast China), 60,000 yuan (Frontier China) and 300,000 yuan (Beijing and Shanghai).
The middle class should not only be measured by income, but also consider regional differences and expected income. In my opinion, the middle class must first have 1-2 sets of medium-sized housing, and the monthly repayment amount should not exceed 30% of income; For example, in Beijing, Shanghai and other regions, the annual household income is more than 6.5438+0.5 million yuan, and the financial assets are more than 6.5438+0.5 million yuan; Expected future income is stable; Pension is guaranteed, medical care is guaranteed, and children's education is guaranteed.