Accounting transaction: a successful transaction initiated by a customer through the electronic banking channel, and the fund balance of the customer's own CCB account changes.
Including transfer and remittance, payment, payment, personal finance (purchase of funds, account funds, wealth management products, foreign exchange trading), credit card repayment, mobile phone recharge and other transactions involving changes in customer accounts.
Extended data:
With the development of science and technology, the bookkeeping transaction of e-banking has surpassed the counter transaction. Online services and online transactions have accounted for more than 95% of accounting transactions in large commercial banks, while offline transactions only account for a few percent. Through the high counters of outlets, cash is mainly deposited and withdrawn, and it is mainly large cash.
Take online banking as an example. For the convenience of customers, CCB has upgraded its personal online banking products many times, and given different degrees of concessions in handling business fees. In order to give full play to the service advantages of online banking 7X24, CCB Online Banking has opened a special investment and wealth management channel, which includes wealth management products, fund business, gold business, foreign exchange trading, bond business, insurance business, silver through train and other investment and wealth management functions.
In terms of mobile banking, the upgraded mobile banking of CCB has taken on a new look, and the brand-new iPhone and Android clients have greatly improved the convenience for customers to use mobile banking with brand-new design style and service functions. Users can view wealth management products and fund sales, precious metals and foreign exchange trends, deposit and loan interest rates, etc. Not logged in.
China Construction Bank-(Xinxiang Branch) Colorful Gift of Golden Snake Dancing to Welcome the Spring Festival-(Notes include "Financial Transaction" explanation)
People's Daily Online-Beijing Construction Bank e-banking account transaction volume has exceeded the counter by 5 times.